119 E 15th St, Holland, MI 49423 Property Records

Ottawa County property record for 119 E 15th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,073 sqft · built 1906
Lot Size	0.112 acres (4,879 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Nov 2020)
Tax Bill	$2,632 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-29-456-033`

Property Details

APN / Parcel Number

Primary APN	`70-16-29-456-033`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,073 sqft Living Area
1st Floor Area	912 sqft
Basement Area	751 sqft
Unfinished Basement	751 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	4,879 sqft (0.112 acres)
Lot Dimensions	132 ft deep x 37 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	119 E 15TH ST
City	HOLLAND
State	MI
Zip	49423-3637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 35 BLK 2 A RE-PLAT OF BLKS 62-69 INCL ASSESSOR'S PLAT #2 ORIGINAL PLAT CITY OF HOLLAND SEC 29 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	29
Legal Subdivision	ORIGINAL PLAT
Legal Block	2,62-69
Legal Lot Number	35
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2020
Census Tract	24901

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 E 15TH ST, HOLLAND, MI 49423-3637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE TRUST CREDIT UNION
Nov 17, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Nov 16, 2004 · Amount on Record
Deed Document Number	202051785
Prior Transfer Date	Jul 1, 2004
Prior Transfer Doc	4642000716
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Sep 1, 2026
Property Address	119 E 15TH ST, HOLLAND, MI 49423-3637
Document Number	0000027048
Instrument Date	Aug 26, 2026
Instrument	202627048
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 E 15TH ST, HOLLAND, MI 49423-3637

Mortgage

Document Number	0000027048,
Date	Sep 1, 2026
Instrument	202627048

Lender

Name	LAKE TRUST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 17, 2020
Property Address	119 E 15TH ST, HOLLAND, MI 49423-3637
Document Number	20200051785
Instrument Date	Nov 13, 2020
Instrument	2020-0051785
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 E 15TH ST, 119, HOLLAND, MI 49423-3637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 E 15TH ST, HOLLAND, MI 49423-3637

Mortgage

Document Number	20200051786
Date	Nov 17, 2020
Instrument	2020-0051786

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$87,500 (+37.36%)	$175,000 (+37.36%)
2025	$2,632.00 (+15.9%)
2023		$63,700	$127,400
2022	$2,271.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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