118 E 15th St, Holland, MI 49423 Property Records

Ottawa County property record for 118 E 15th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,054 sqft · built 1896
Lot Size	0.164 acres (7,144 sqft)
Owner	Individual Name on File
Last Sale	$173,000 (Jul 2020)
Tax Bill	$4,015 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-29-458-013`

Property Details

APN / Parcel Number

Primary APN	`70-16-29-458-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,054 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Lot Area	7,144 sqft (0.164 acres)
Lot Dimensions	132 ft deep x 54 ft wide
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	118 E 15TH ST
City	HOLLAND
State	MI
Zip	49423-3638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 8 BLK 9 A RE-PLAT OF BLKS 62-69 INCL ASSESSOR'S PLAT #2 ORIGINAL PLAT CITY OF HOLLAND SEC 29 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	29
Legal Subdivision	ORIGINAL PLAT
Legal Block	9,62-69
Legal Lot Number	8
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2019
Census Tract	24901

Owner

118 E 15th St is owned and occupied by an individual who bought it in July 2020.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	118 E 15TH ST, HOLLAND, MI 49423-3638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK
Jul 30, 2018	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	202028868
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 16, 2020
Property Address	118 E 15TH ST, HOLLAND, MI 49423-3638
Document Number	20200028868
Map Reference	LB 9 PG 41
Instrument Date	Jul 7, 2020
Instrument	2020-0028868
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 E 15TH ST, 118, HOLLAND, MI 49423-3638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 E 15TH ST, HOLLAND, MI 49423-3638

Mortgage

Document Number	20200028869
Date	Jul 16, 2020
Instrument	2020-0028869

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jul 30, 2018
Property Address	118 E 15TH ST, HOLLAND, MI 49423-3638
Document Number	20180026654
Map Reference	LB9 PG41
Instrument Date	Jul 26, 2018
Instrument	2018-0026654
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	PREMIER LAKESHORE TITLE, PREMIER LAKESHORE TITLEX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,242.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118E 15TH ST, 118E, HOLLAND, MI 49423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118E 15TH ST, HOLLAND, MI 49423

Mortgage

Document Number	20180026655
Date	Jul 30, 2018
Instrument	2018-0026655

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 118 E 15th St was $4,015.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,400	$270,800
2025	$4,015.00
2023		$98,200	$196,400
2022	$3,451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 E 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 118 E 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on E 15th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures