119 Dearborn St, Morganton, NC 28655 Property Records

Burke County property record for 119 Dearborn St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 976 sqft · built 1932
Lot Size	1.65 acres (71,874 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Sep 2024)
Tax Bill	$1,369 (2025)
Deeds & Mortgages	Oct 2023 Sale Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2724920834`

Property Details

APN / Parcel Number

Primary APN	`2724920834`
Alternative APN	`8489`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	976 sqft Living Area
1st Floor Area	784 sqft
Basement Area	388 sqft
Unfinished Basement	388 sqft
Flooring	Carpet

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1990
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Metal
Lot Area	71,874 sqft (1.65 acres)
Garage Type	Carport
Garage Area	192 sqft
Carport	Carport
Carport Area	192 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	348 sqft
Patio Area	348 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	119 DEARBORN ST
City	MORGANTON
State	NC
Zip	28655-6892
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20 RESID
Legal Description	119 DEARBORN ST MORGANTON, NC 28655
Legal Subdivision	CLYDE T WAYCASTER PROPERTY
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	1
Census Block	1047
Census Tract	20801

Owner

Source: Burke County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 DEARBORN ST, MORGANTON, NC 28655-6892
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Warranty Deed, Transfer
Aug 6, 2021	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2024 · Amount on Record
Deed Sale	Sep 16, 2024 · Amount on Record
Prior Sale	Oct 31, 2023 · Amount on Record
Deed Document Number	20248324
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Oct 31, 2023
Property Address	119 DEARBORN ST, MORGANTON, NC 28655-6892
Document Number	0027130761
Book / Page	2713 / 761
Map Reference	MB 6 PG 17
Instrument Date	Oct 31, 2023
Instrument	2023010093
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ELDER DR, PALM COAST, FL 32164-6253

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 6, 2021
Property Address	119 DEARBORN ST, MORGANTON, NC 28655-6892
Document Number	0025600845
Book / Page	2560 / 845
Instrument Date	Aug 5, 2021
Instrument	2021009301
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24 ELDER DR, 24, PALM COAST, FL 32164-6253

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 DEARBORN ST, MORGANTON, NC 28655-6892

Mortgage

Document Number	2021009302
Date	Aug 6, 2021
Instrument	2021009302

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0025610538
Date	Aug 10, 2021
Book Page	2561/538
Instrument	2021009442

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of September 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Drexel Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,369.00 (+107.42%)	$140,565 (+37.44%) Land $38,775 Building $101,790	$140,565 (+37.44%) Land $38,775 Building $101,790
2023	$660.00	$102,274 Land $38,775 Building $63,499	$102,274 Land $38,775 Building $63,499

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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