111 Dearborn St, #A, Morganton, NC 28655 Property Records

Burke County property record for 111 Dearborn St, #A, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,252 sqft · built 1938
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$89,500 (Nov 2021)
Tax Bill	$1,253 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2724829511`

Property Details

APN / Parcel Number

Primary APN	`2724829511`
Alternative APN	`12893`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft
Flooring	Tile

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Combination
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Patio Area	308 sqft
Shed	1 Shed
Shed Area	204 sqft
Pole Barn	455 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	111 DEARBORN ST, A
City	MORGANTON
State	NC
Zip	28655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12 RESID
Legal Description	111 A DEARBORN ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	DREXEL
Census Block Group	1
Census Block	1047
Census Tract	20801

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 193, DREXEL, NC 28619-0193
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Nov 22, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2021 · Amount on Record
Deed Sale	Nov 22, 2021 · Amount on Record
Prior Sale	Mar 11, 2011 · Amount on Record
Deed Document Number	202114053
Deed Book / Page	2586 / 88
Prior Transfer Date	Mar 10, 2011
Prior Transfer Doc	0019520435
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	111 DEARBORN ST # A, A, MORGANTON, NC 28655-6892
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023520309
Date	Jun 15, 2018
Book Page	2352/0309
Instrument	2018016989

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2033

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 22, 2021
Property Address	111 DEARBORN ST # A, A, MORGANTON, NC 28655
Document Number	0025860088
Book / Page	2586 / 88
Instrument Date	Nov 22, 2021
Instrument	2021014053
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1363 MOUNTAIN SHADOWS DR, MORGANTON, NC 28655-9614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 1 A DEARBOM STREET, MORGANTON, NC 28655

Mortgage

Document Number	2021014054
Date	Nov 22, 2021
Instrument	2021014054

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	111 DEARBORN ST # A, A, MORGANTON, NC 28655-6892
Document Number	0024600809
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111A DEARBORN ST MORGANTON NC 28655, MORGANTON, NC 28655

Mortgage

Document Number	0024600809
Date	Apr 24, 2020
Book Page	002460/000809
Instrument	39478

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Drexel Town
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,253.00 (+4.5%)	$121,799 (-) Land $24,684 Building $97,115	$121,799 (-) Land $24,684 Building $97,115
2025	$1,199.00 (+55.71%)	$121,799 (-) Land $24,684 Building $97,115	$121,799 (-) Land $24,684 Building $97,115
2023	$770.00	$121,799 Land $24,684 Building $97,115	$121,799 Land $24,684 Building $97,115

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DREXEL serves 3,302 people · EPA ID NC0112045
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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