Ottawa County property record for 119 Commerce St, Commerce, OK 74339 · Last verified February 2026
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Other |
| Year Built | Built 1930 |
| Square Footage | 2,200 sqft Total Area |
| Lot Size | 0.066 acres |
| Last Sale | $40,000 (2019) |
| Tax Bill | $232.00 (2025) |
| Primary APN | 20020 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 2,200 sqft Total Area |
| Stories | 2 Stories |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Brick Veneer Exterior |
| Lot Area | 2,880 sqft |
| Depth X Width | 120 ft x 24 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 20020 |
|---|---|
| Street Address | 119 COMMERCE ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2210 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LT 10, BLK 35 NORTH MIAMI NOW COMMERCE |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | NORTH MIAMI NOW COMMERCE |
| Legal Block | 35 |
| Legal Lot Number | 10 |
| Jurisdiction | OTTAWA OK |
| Minor Civil Division | MIAMI |
| Census Blockgroup | 3 |
| Census Block | 3086 |
| Census Tract | 574200 |
Source: Ottawa County records · APN 20020
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 711 COMMERCE ST, COMMERCE, OK 74339-2600 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Line of Credit SECURITY BANK & TRUST |
| Apr 03, 2024 | Deed of Trust, Mortgage · Line of Credit SECURITY BANK & TRUST |
| Dec 04, 2023 | Deed of Trust, Mortgage · Line of Credit SECURITY BANK & TRUST |
| Apr 05, 2022 | Deed of Trust, Mortgage · Line of Credit SECURITY BANK & TRUST |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 18, 2019 · Amount on Record |
| Deed Sale | Oct 18, 2019 · Amount on Record |
| Deed Doc Number | 0001099194 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 119 COMMERCE ST, COMMERCE, OK 74339-2210 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2025 |
| Name | Verified Name |
|---|---|
| Address | 711 COMMERCE ST, COMMERCE, OK 74339-2600 |
| Investor | Possibly a Property Investor |
| Document Number | 001242/332 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 1242/332 |
| Instrument | I-2025-004235 |
| Name | SECURITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74354 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 119 COMMERCE ST, COMMERCE, OK 74339-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 711 COMMERCE ST, COMMERCE, OK 74339-2600 |
| Investor | Possibly a Property Investor |
| Document Number | 001204/320 |
|---|---|
| Date | Apr 03, 2024 |
| Book Page | 1204/320 |
| Instrument | I-2024-001435 |
| Name | SECURITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74354 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 119 COMMERCE ST, COMMERCE, OK 74339-2210 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 711 COMMERCE ST, COMMERCE, OK 74339-2600 |
| Investor | Possibly a Property Investor |
| Document Number | 001195/334 |
|---|---|
| Date | Dec 04, 2023 |
| Book Page | 1195/334 |
| Instrument | I-2023-005356 |
| Name | SECURITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74354 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 119 COMMERCE ST, COMMERCE, OK 74339-2210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 300 S MICKEY MANTLE BLVD, COMMERCE, OK 74339-2926 |
| Document Number | 001158/404 |
|---|---|
| Date | Apr 05, 2022 |
| Book Page | 1158/404 |
| Instrument | I-2022-001747 |
| Name | SECURITY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MIAMI, OK 74354 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $232.00 (+0.87%) | $2,394 (+5%) Land $152 Building $2,242 | $38,586 (+92.93%) Land $1,336 Building $37,250 |
| 2024 | $230.00 (+12.2%) | $2,280 (-) Land $152 Building $2,128 | $20,000 (-) Land $1,336 Building $18,664 |
| 2023 | $205.00 (-1.44%) | $2,280 (-) Land $152 Building $2,128 | $20,000 (-) Land $1,336 Building $18,664 |
| 2022 | $208.00 | $2,280 Land $152 Building $2,128 | $20,000 Land $1,336 Building $18,664 |
119 Commerce St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Ottawa County (40115C), updated September 13, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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