115 Commerce St, Commerce, OK 74339 Property Records

Ottawa County property record for 115 Commerce St, Commerce, OK 74339 · Last verified February 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,712 sqft · built 1928
Owner	Individual Name on File
Last Sale	$49,000 (Nov 2024)
Tax Bill	$542 (2025)
Deeds & Mortgages	Mar 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20018`

Property Details

APN / Parcel Number

Primary APN	`20018`
Alternative APN	`5625-00-035-006-0-000-00`

Interior

Stories	1 Story
Building Area	5,712 sqft Total Area

Exterior

Year Built	Built 1928

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	20018
Street Address	115 COMMERCE ST
City	COMMERCE
State	OK
Zip	74339-2210
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LTS 7 & 8, BLK 35 NORTH MIAMI NOW COMMERCE (WESTCO) ALSO 113 E COMMERCE ST AFF SJT1013/219-221
Legal Subdivision	NORTH MIAMI NOW COMMERCE
Legal Block	35
Legal Lot Number	7,8
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3086
Census Tract	574200

Owner

Source: Ottawa County records · APN 20018

Assessment roll updated October 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	407 B ST SW, MIAMI, OK 74354-8010
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2024 · Amount on Record
Deed Sale	Nov 19, 2024 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	0001220675
Deed Book / Page	1220 / 675
Record Updated	Jun 08, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 28, 2018
Property Address	115 COMMERCE ST, COMMERCE, OK 74339-2210
Document Number	001067/188
Book / Page	1067 / 188
Instrument Date	Mar 27, 2018
Instrument	2018-001197
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	NOT AVAILABLE, OTTAWA COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$54.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1202 A ST, COMMERCE, OK 74339-2936

Mortgage

Document Number	2018001198
Date	Mar 28, 2018
Instrument	2018-001198

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated October 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$542.00 (+0.93%)	$5,586 (+36.11%) Land $308 Building $5,278	$49,000 (+36.11%) Land $2,700 Building $46,300
2024	$537.00 (+45.53%)	$4,104 (-) Land $270 Building $3,834	$36,000 (-) Land $2,370 Building $33,630
2023	$369.00 (-1.34%)	$4,104 (-) Land $270 Building $3,834	$36,000 (-) Land $2,370 Building $33,630
2022	$374.00	$4,104 Land $270 Building $3,834	$36,000 Land $2,370 Building $33,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (40115C), updated September 13, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.