Shelby County property record for 119 Cobblestone Ter, Pelham, AL 35124
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,337 sqft · built 1997 |
| Lot Size | 0.694 acres (30,231 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Nov 2025) |
| Tax Bill | $1,254 (2026) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131021000017010 |
| Primary APN | 131021000017010 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,337 sqft Heated Area |
| 1st Floor Area | 1,337 sqft |
| Basement Area | 580 sqft |
| Unfinished Basement | 174 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Masonite |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 30,231 sqft (0.694 acres) |
| Lot Dimensions | 180 ft deep x 41.3 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Deck Area | 183 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 119 COBBLESTONE TER |
|---|---|
| City | PELHAM |
| State | AL |
| Zip | 35124-1581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 2 20S 03W NBRHD: 08 ROYAL OAKS R-2 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 02 |
| Legal Subdivision | COBBLESTONE VILLAGE |
| Legal Lot Number | 10 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30316 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 119 COBBLESTONE TER, PELHAM, AL 35124-1581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Jan 18, 2022 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| May 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2025 · Amount on Record |
| Deed Sale | Nov 17, 2025 · Amount on Record |
| Deed Document Number | 2025351150 |
| Prior Transfer Date | Jan 8, 2021 |
| Prior Transfer Doc | 0000019950 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Nov 17, 2025 |
| Property Address | 119 COBBLESTONE TER, PELHAM, AL 35124-1581 |
| Document Number | 0000351150 |
| Map Reference | MB 19 PG 76 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 20251117000351150 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3139 CHESTNUT CT SE, DECATUR, AL 35603-5554 |
| Name | Verified Name |
|---|---|
| Address | 119 COBBLESTONE TER, PELHAM, AL 35124-1581 |
| Document Number | 0000351160 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 20251117000351160 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jan 18, 2022 |
| Property Address | 119 COBBLESTONE TER, PELHAM, AL 35124-1581 |
| Document Number | 0000019950 |
| Map Reference | MB 19 PG 76 |
| Instrument Date | Jan 8, 2021 |
| Instrument | 20220118000019950 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000019940 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 20220118000019940 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 119 COBBLESTONE TER, PELHAM, AL 35124-1581 |
| Document Number | 0000198240 |
| Instrument Date | May 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 119 COBBLESTONE TER PELHAM AL 351241581, PELHAM, AL 35124-1581 |
| Document Number | 0000198240 |
|---|---|
| Date | Jun 6, 2019 |
| Instrument | 198240 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 5, 2034 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Pelham City |
| Unified School District | Pelham City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,254.00 (-1.95%) Homeowner's exemption | ||
| 2025 | $1,279.00 (+1.59%) | $22,060 (+1.57%) | $220,600 (+1.61%) Land $85,000 Building $135,600 |
| 2024 | $1,259.00 (+15.19%) Homeowner's exemption | $21,720 (+11.04%) | $217,100 (+11.05%) Land $85,000 Building $132,100 |
| 2023 | $1,093.00 (+6.32%) | $19,560 (+6.07%) | $195,500 (+6.02%) Land $75,000 Building $120,500 |
| 2022 | $1,028.00 | $18,440 | $184,400 Land $75,000 Building $109,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 17 (2005–2021) |
| Claims Outside the SFHA | 8 of 17 |
| Most Recent Claim | Oct 2021 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELHAM serves 38,703 people · EPA ID AL0001163 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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