Shelby County property record for 111 Cobblestone Ter, Pelham, AL 35124
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,409 sqft · built 1996 |
| Lot Size | 0.195 acres (8,494 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Aug 2025) |
| Tax Bill | $1,566 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 131021000017006 |
| Primary APN | 131021000017006 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,409 sqft Heated Area |
| 1st Floor Area | 1,409 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,494 sqft (0.195 acres) |
| Lot Dimensions | 142 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 111 COBBLESTONE TER |
|---|---|
| City | PELHAM |
| State | AL |
| Zip | 35124-1581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 2 20S 03W NBRHD: 08 ROYAL OAKS R-2 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 02 |
| Legal Subdivision | COBBLESTONE VILLAGE |
| Legal Lot Number | 6 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 30316 |
Source: Shelby County assessment roll, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 COBBLESTONE TER, PELHAM, AL 35124-1581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 12, 2026 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Aug 15, 2025 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| May 7, 2021 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on Record |
| Deed Sale | Aug 15, 2025 · Amount on Record |
| Prior Sale | May 7, 2021 · Amount on Record |
| Deed Document Number | 2025251030 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | May 12, 2026 |
| Property Address | 111 COBBLESTONE TER, PELHAM, AL 35124-1581 |
| Document Number | 0000142250 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026142250 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 111 COBBLESTONE TER, PELHAM, AL 35124-1581 |
| Investor | Possibly a Property Investor |
| Document Number | 0000142250, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026142250 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Aug 15, 2025 |
| Property Address | 111 COBBLESTONE TER, PELHAM, AL 35124-1581 |
| Document Number | 0000251030 |
| Map Reference | MB 19 PG 76 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 20250815000251030 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | CT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2084 CROSSCREST DR, HOOVER, AL 35244-8299 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 111 COBBLESTONE TER, PELHAM, AL 35124-1581 |
| Investor | Possibly a Property Investor |
| Document Number | 0000251040 |
|---|---|
| Date | Aug 15, 2025 |
| Instrument | 20250815000251040 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | May 7, 2021 |
| Property Address | 111 COBBLESTONE TER, PELHAM, AL 35124-1581 |
| Document Number | 0000229130 |
| Map Reference | MB 19 PG 76 |
| Instrument Date | Apr 3, 2021 |
| Instrument | 20210507000229130 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 BROOKVIEW LN, LONDON, KY 40744-9014 |
| Name | Verified Name |
|---|---|
| Address | 111 COBBLESTONE TER, PELHAM, AL 35124-1581 |
| Document Number | 0000229140 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 20210507000229140 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Pelham City |
| Unified School District | Pelham City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,566.00 (+14.56%) | $27,000 (+11.2%) | $269,950 (+11.23%) Land $85,000 Building $184,950 |
| 2023 | $1,367.00 (+7.22%) | $24,280 (+6.96%) | $242,690 (+6.99%) Land $75,000 Building $167,690 |
| 2022 | $1,275.00 | $22,700 | $226,830 Land $75,000 Building $151,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 17 (2005–2021) |
| Claims Outside the SFHA | 8 of 17 |
| Most Recent Claim | Oct 2021 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELHAM serves 38,703 people · EPA ID AL0001163 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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