Bay County property record for 119 Chippewa St, Kawkawlin, MI 48631 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,230 sqft · built 1948 |
| Lot Size | 0.595 acres (25,918 sqft) |
| Owner | Individual Name on File |
| Last Sale | $189,000 (Jul 2026) |
| Tax Bill | $1,874 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 100-K10-010-004-00 |
| Primary APN | 100-K10-010-004-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 840 sqft |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Lot Area | 25,918 sqft (0.595 acres) |
| Lot Dimensions | 240 ft deep x 108 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Street Address | 119 CHIPPEWA ST |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4-5-17-18-19. ALSO E 8.80 FT OF LOT 20, BLK 10 VILLAGE OF KAWKAWLIN, L1/P96 BCR |
| Legal Subdivision | VILLAG OF KAWKAWLIN |
| Legal Block | 10 |
| Legal Lot Number | 4-5,20 |
| Jurisdiction | BAY MI |
| Township / Civil Division | MONITOR |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 285700 |
Source: Bay County records · APN 100-K10-010-004-00
Assessment roll updated May 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5056 SHERMAN RD, SAGINAW, MI 48604-1143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage MEMBER FIRST MORTGAGE LLC |
| Jul 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC |
| Sep 18, 2025 | Intrafamily Transfer, Transfer |
| Apr 25, 2018 | Quit Claim Deed, Mortgage UNITED BAY CMNTY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 16, 2026 · Amount on Record |
| Deed Sale | Jul 16, 2026 · Amount on Record |
| Prior Sale | Apr 05, 2012 · Amount on Record |
| Deed Document Number | 20269344 |
| Prior Transfer Date | Jan 21, 2025 |
| Prior Transfer Doc | 0000001694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 16, 2026 |
| Property Address | 119 CHIPPEWA ST, KAWKAWLIN, MI 48631-9206 |
| Document Number | 0000009344 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20269344 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2026 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143,167.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5056 SHERMAN RD, SAGINAW, MI 48604-1143 |
| Document Number | 0000009237, |
|---|---|
| Date | Jul 16, 2026 |
| Instrument | 20269237 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jul 14, 2026 |
| Property Address | 119 CHIPPEWA ST, KAWKAWLIN, MI 48631-9206 |
| Document Number | 0000009237 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20269237 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5056 SHERMAN RD, SAGINAW, MI 48604-1143 |
| Document Number | 0000009237, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 20269237 |
| Name | MEMBER FIRST MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Sep 18, 2025 |
| Property Address | 119 CHIPPEWA ST, KAWKAWLIN, MI 48631-9206 |
| Document Number | 0000011747 |
| Map Reference | LB 1 PG 96 |
| Instrument Date | Sep 12, 2025 |
| Instrument | 202511747 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 CHIPPEWA ST, KAWKAWLIN, MI 48631-9206 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 25, 2018 |
| Property Address | 119 CHIPPEWA ST, KAWKAWLIN, MI 48631-9206 |
| Document Number | 0000006084 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 6084 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 119 CHIPPEWA ST KAWKAWLIN MI 486319206, KAWKAWLIN, MI 48631-9206 |
| Document Number | 6085 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 6085 |
| Name | UNITED BAY CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | BAY, MI 48708 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 24, 2048 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Monitor Charter Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,874.00 (+166.57%) Homeowner's exemption | $71,500 (-0.42%) | $143,000 (-0.42%) |
| 2025 | $703.00 (-60.9%) Homeowner's exemption | $71,800 (+11.66%) | $143,600 (+11.66%) |
| 2024 | $1,798.00 | ||
| 2023 | $64,300 | $128,600 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172857003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 4 (2017–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2020, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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