109 Chippewa St, Kawkawlin, MI 48631 Property Records

Bay County property record for 109 Chippewa St, Kawkawlin, MI 48631 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 890 sqft · built 1945
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$35,185 (Nov 2010)
Tax Bill	$1,674 (2026)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-K10-010-009-00`

Property Details

APN / Parcel Number

Primary APN	`100-K10-010-009-00`

Interior

Full Baths	1 Bath
Building Area	890 sqft Living Area
1st Floor Area	890 sqft
Basement Area	340 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Colonial
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	130 ft deep x 54 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	109 CHIPPEWA ST
City	KAWKAWLIN
State	MI
Zip	48631-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 10 VILLAGE OF KAWKAWLIN, L1/P96 BCR
Legal Subdivision	THE VILLAGE OF KAWKAWLIN
Legal Block	10
Legal Lot Number	9
Jurisdiction	BAY MI
Township / Civil Division	MONITOR
Census Block Group	3
Census Block	3012
Census Tract	285700

Owner

Source: Bay County records · APN 100-K10-010-009-00

Assessment roll updated May 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	158 LAKESHORE DR, CLARKSTON, MI 48348-1480
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2010 · Amount on Record
Deed Sale	Nov 19, 2010 · Amount on Record
Prior Sale	Dec 14, 2009 · Amount on Record
Deed Book / Page	2771 / 923
Prior Transfer Date	Dec 07, 2009
Prior Transfer Doc	0027160884
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Aug 13, 2020
Property Address	109 CHIPPEWA ST, KAWKAWLIN, MI 48631-9206
Document Number	0000011177
Instrument Date	Aug 12, 2020
Instrument	11177
Transaction Type	Transfer
Record Updated	Feb 09, 2021
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	109 CHIPPEWA ST KAWKAWLIN MI 486319206, KAWKAWLIN, MI 48631-9206

Mortgage

Document Number	11178
Date	Aug 13, 2020
Instrument	11178

Lender

Name	MEMBERS FIRST CU
Type	Credit Union
Address	MASSEY, MD 21650

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Monitor Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,674.00 (+84.97%)	$42,500 (+0.24%)	$85,000 (+0.24%)
2025	$905.00	$42,400 (+12.77%)	$84,800 (+12.77%)
2023		$37,600	$75,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260172857003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2017–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2020, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Jun 2017 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.