Pinellas County property record for 11896 Ridge Rd, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,722 sqft · built 1977 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $463,000 (Jun 2023) |
| Tax Bill | $133 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-9101-9 |
| Primary APN | C62-000-749-9101-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| Gross Area | 2,403 sqft |
| 1st Floor Area | 1,722 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 201 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R102360 |
|---|---|
| Street Address | 11896 RIDGE RD |
| City | LARGO |
| State | FL |
| Zip | 33778-2510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | TILLY RIDGE LOT 14 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 9 |
| Legal Subdivision | TILLY RIDGE |
| Legal Tract | 90963 |
| Legal Lot Number | 14 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 25307 |
11896 Ridge Rd is owned and occupied by two individuals who bought it in June 2023.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11896 RIDGE RD, LARGO, FL 33778-2510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Jun 14, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on File |
| Deed Sale | Jun 14, 2023 · Amount on File |
| Prior Sale | Jan 7, 2016 · Amount on File |
| Deed Document Number | 2023155518 |
| Deed Book / Page | 22474 / 199 |
| Prior Transfer Date | Mar 24, 1995 |
| Prior Transfer Doc | 8958002043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 11896 RIDGE RD, LARGO, FL 33778-2510 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 11896 RIDGE RD, SEMINOLE, FL 33778-2510 |
| Document Number | 0234011237 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 23401/1237 |
| Instrument | 2025360063 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 14, 2023 |
| Property Address | 11896 RIDGE RD, LARGO, FL 33778-2510 |
| Document Number | 0224740199 |
| Book / Page | 22474 / 199 |
| Map Reference | MB 71 PG 8 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023155518 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | FLORIDIAN TITLE LLC, FLORIDA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,241.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 816 PEACE PORTAL DR # 87, 87, BLAINE, WA 98230-4068 |
| Name | Verified Name |
|---|---|
| Address | 11896 RIDGE RD, LARGO, FL 33778-2510 |
| Document Number | 0022474201 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 22474/201 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 11896 Ridge Rd was $133 with a veteran's exemption, up 7.3% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $133.00 (+7.26%) Veteran's exemption | $422,605 | $433,123 Land $158,324 Building $274,799 |
| 2024 | $124.00 (-97.65%) | ||
| 2023 | $5,276.00 (+7.72%) | $310,960 (+11.23%) | $310,960 (+11.23%) Land $167,736 Building $143,224 |
| 2022 | $4,898.00 | $279,572 | $279,572 Land $169,496 Building $110,076 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11896 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1998–2024) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11896 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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