11844 Ridge Rd, Largo, FL 33778 Property Records

Pinellas County property record for 11844 Ridge Rd, Largo, FL 33778

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1980
Lot Size	0.223 acres (9,718 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Apr 2026)
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-9102-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-9102-7`
Alternative APNs	`09-30-15-90963-000-0150` `301509909630000150` `153009909630000150` `R102361`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	2,262 sqft
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,718 sqft (0.223 acres)
Lot Dimensions	125 ft deep x 79 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	958 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R102361
Street Address	11844 RIDGE RD
City	LARGO
State	FL
Zip	33778-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	TILLY RIDGE LOT 15
Legal Range	15E
Legal Township	30S
Legal Section	9
Legal Subdivision	TILLY RIDGE
Legal Tract	90963
Legal Lot Number	15
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2032
Census Tract	25307

Owner

Source: Pinellas County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11896 RIDGE RD, LARGO, FL 33778-2510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Apr 28, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Dec 22, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 26, 2021	Correction Deed ATTORNEY ONLY, ATTORNEY
Dec 23, 2020	Correction Deed, Transfer NOT AVAILABLE
Oct 5, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 12, 2018	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Deed Document Number	2026114216
Deed Book / Page	23539 / 1625
Prior Transfer Date	Dec 11, 2022
Prior Transfer Doc	0222980301
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 28, 2026
Property Address	11844 RIDGE RD, SEMINOLE, FL 33778-2510
Document Number	0235391625
Book / Page	23539 / 1625
Instrument Date	Apr 24, 2026
Instrument	2026114216
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	COAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$268,660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11896 RIDGE RD, LARGO, FL 33778-2510

Mortgage

Document Number	0000114217,
Date	Apr 28, 2026
Instrument	2026114217

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 28, 2026
Property Address	11844 RIDGE RD, LARGO, FL 33778-2510
Document Number	0000114216
Book / Page	23539 / 1625
Instrument Date	Apr 24, 2026
Instrument	2026.114216
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	COAST TO COAST TITLE AND ESCROW, COAST TO COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$268,660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11896 RIDGE RD, LARGO, FL 33778-2510

Mortgage

Document Number	0000114217,
Date	Apr 28, 2026
Instrument	2026..114217

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Dec 22, 2022
Property Address	11844 RIDGE RD, SEMINOLE, FL 33778-2510
Document Number	0222980301
Book / Page	22298 / 301
Map Reference	MB 71 PG 8
Instrument Date	Dec 7, 2022
Instrument	2022362773
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11844 RIDGE RD, LARGO, FL 33778-2510

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11844 RIDGE RD, LARGO, FL 33778-2510

March 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 26, 2021
Property Address	11844 RIDGE RD, SEMINOLE, FL 33778-2510
Document Number	0214550016
Book / Page	21455 / 16
Map Reference	MB 71 PG 8
Instrument Date	Mar 22, 2021
Instrument	2021098853
Record Updated	Feb 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11844 RIDGE RD, LARGO, FL 33778-2510

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 23, 2020
Property Address	11844 RIDGE RD, SEMINOLE, FL 33778-2510
Document Number	0213141454
Book / Page	021314 / 001454
Instrument Date	Dec 18, 2020
Instrument	387259
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7802 COLLEY RD ODESSA FL 335563922, ODESSA, FL 33556-3922

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 5, 2020
Property Address	11844 RIDGE RD, SEMINOLE, FL 33778-2510
Document Number	0211941926
Book / Page	021194 / 001926
Instrument Date	Oct 2, 2020
Instrument	296061
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11844 RIDGE RD LARGO FL 337782510, LARGO, FL 33778-2510

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	11844 RIDGE RD, SEMINOLE, FL 33778-2510
Document Number	0201351686
Instrument Date	Jul 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11844 RIDGE RD LARGO FL 337782510, LARGO, FL 33778-2510

Mortgage

Document Number	0201351686
Date	Jul 20, 2018
Book Page	020135/001686
Instrument	231085

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 19, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,310.00 (+3.37%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$229,744 (+5.99%)	$345,525 (+8.18%) Land $149,916 Building $195,609
2024	$3,202.00 (+1.23%)
2023	$3,163.00 (-1.19%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$216,766 (+3%)	$319,385 (+8.58%) Land $159,204 Building $160,181
2022	$3,201.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$210,452	$294,136 Land $165,085 Building $129,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	5 (1998–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 709 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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