Shelby County property record for 11891 Fair Rd, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,200 sqft · built 1994 |
| Lot Size | 3 acres (130,767 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Jun 2010) |
| Tax Bill | $3,587 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-2609426.003 |
| Primary APN | 58-2609426.003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 2,200 sqft |
| Basement Area | 1,832 sqft |
| Unfinished Basement | 1,832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 130,767 sqft (3 acres) |
| Garage Area | 2,472 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 150 sqft |
| Patio Area | 448 sqft |
| Lean-To | 752 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 11891 FAIR RD |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-9538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | R06 T07 S09 PT SE QR 450-26-09-426-003PLAT V23 P394 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 972300 |
11891 Fair Rd is owned and occupied by two individuals who acquired it in July 2017.
Source: Shelby County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11891 FAIR RD, SIDNEY, OH 45365-9538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Deed of Trust, Mortgage · Line of Credit HONDA FEDERAL CREDIT UNION |
| Apr 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Aug 7, 2017 | Intrafamily Transfer, Transfer ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2010 · Amount on File |
| Deed Sale | Jun 21, 2010 · Amount on File |
| Prior Sale | Jan 4, 1993 · Amount on File |
| Deed Document Number | 20103018 |
| Deed Book / Page | 1775 / 363 |
| Last Transfer Date | Jul 25, 2017 |
| Transfer Doc | 002094/234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Aug 11, 2026 |
| Property Address | 11891 FAIR RD, SIDNEY, OH 45365-9538 |
| Document Number | 0000004240 |
| Book / Page | 2333 / 3929 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20264240 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | WORLDWIDE RECORDING INC, WORLDWIDE RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust, 222 |
| Document Number | 0000004240, |
|---|---|
| Date | Aug 11, 2026 |
| Book Page | 2333/3929 |
| Instrument | 20264240 |
| Name | HONDA FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 15, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 11891 FAIR RD, SIDNEY, OH 45365-9538 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2282/437 |
|---|---|
| Date | Apr 16, 2021 |
| Book Page | 2282/437 |
| Instrument | 202100002677 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Aug 7, 2017 |
| Property Address | 11891 FAIR RD, SIDNEY, OH 45365-9538 |
| Document Number | 002094/234 |
| Book / Page | 2094 / 234 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 201700004396 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 11891 FAIR RD, SIDNEY, OH 45365-9538 |
The 2025 property tax bill for 11891 Fair Rd was $3,587 with a homeowner's exemption, down 7.1% from the year before.
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Washington Township |
| Unified School District | Hardin-Houston Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,587.00 (-7.07%) | $115,240 (-) Land $15,410 Building $99,830 | |
| 2024 | $3,860.00 (-1.46%) Homeowner's exemption | $115,240 (-) Land $15,410 Building $99,830 | |
| 2023 | $3,917.00 (+9.23%) Homeowner's exemption | $115,240 (+28.79%) Land $15,410 Building $99,830 | $329,260 Land $44,030 Building $285,230 |
| 2022 | $3,586.00 Homeowner's exemption | $89,480 Land $12,470 Building $77,010 | |
| 2020 | $255,660 Land $35,620 Building $220,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 11891 Fair Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1995) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1995 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11891 Fair Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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