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1189 Rib Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1189 Rib Ave, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1995
Square Footage1,626 sqft Living Area
Lot Size59,851 sqft (1.37 acres)
OccupancyOwner Occupied
Last Sale$359,000 (2025)
Tax Bill$2,102.00 (2024)

Property Details

APN / Parcel Number

Primary APN26-25-31-4410-000K-0010
Alternative APNs
  • 2531264410000K0010
  • 92489

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area1,626 sqft Living Area
Gross Area2,277 sqft Gross Area
1st Floor1,626 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Architectural StyleCustom Design Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area59,851 sqft (1.37 acres)
Depth X Width150 ft x 137 ft Depth x Width

Exterior Amenities

Shed1 Shed
Shed Area225 sqft Shed
Patio Area240 sqft Patio
Porch Area651 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1189 RIB AVE
CitySAINT CLOUD
StateFL
Zip34771-8547
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW EDEN ON THE LAKES UNIT A PB 2 PG 26 BLK K LOT 1
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionNEW EDEN ON THE LAKES UNIT A
Legal Tract4410
Legal BlockK
Legal Lot Number1
Legal UnitA
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1043
Census Tract43700

Owner

Source: Osceola County records · APN 26-25-31-4410-000K-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1189 RIB AVE, SAINT CLOUD, FL 34771-8547
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 02, 2021Quit Claim Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Jun 26, 2017Warranty Deed, Transfer · Conventional Mortgage
INSIGHT CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 07, 2025 · Amount on Record
Deed SaleOct 07, 2025 · Amount on Record
Prior SaleDec 02, 2021 · Amount on Record
Deed Doc Number2025124873
Deed Book / Page6861 / 1733
Prior Transfer DateNov 19, 2021
Prior Transfer Doc0060990865
Record RefreshedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 07, 2025
Property Address1189 RIB AVE, SAINT CLOUD, FL 34771-8547
Document Number0068611733
Book / Page6861 / 1733
Map ReferenceMB 2 PG 26
Instrument DateOct 01, 2025
Instrument2025124873
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyATTORNEYS KEY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,513.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address220 NOTTINGHAM CIRI, STATESVILLE, NC 28625

Transferred To (Grantee/Buyer)

NameVerified Name
Address1189 RIB AVE, SAINT CLOUD, FL 34771-8547

Mortgage

Document Number0068611735
DateOct 07, 2025
Instrument6861/1735
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 02, 2021
Property Address1189 RIB AVE, SAINT CLOUD, FL 34771-8547
Document Number0060990865
Book / Page6099 / 865
Map ReferenceMB 2 PG 26&27
Instrument DateNov 19, 2021
Instrument2021186307
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transaction

AmountAmount Recorded
Tax$462.00
Amount AccuracyRounded Values by County
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1189 RIB AVE, SAINT CLOUD, FL 34771-8547

Mortgage

Document Number0006099868
DateDec 02, 2021
Instrument6099/868
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 26, 2017
Property Address1189 RIB AVE, SAINT CLOUD, FL 34771-8547
Document Number0051692415
Book / Page5169 / 2415
Map ReferenceMB2 PG26&27
Instrument DateJun 23, 2017
Instrument2017092785
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1006 FERNDALE AVE, 1006, FULLERTON, CA 92831-2906

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1189 RIB AVE, SAINT CLOUD, FL 34771-8547

Mortgage

Document Number0051692416
DateJun 26, 2017
Instrument5169/2416
Lender
NameINSIGHT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,241.00 (+6.61%)$151,179 (+2.9%)$273,300 (+0.11%) Land $70,000 Building $203,300
2024$2,102.00 (+2.44%) Homeowner's exemption$146,919 (+3%)$273,000 (+4.2%) Land $70,000 Building $203,000
2023$2,052.00 (+5.23%) Homeowner's exemption$142,640 (+3%)$262,000 (+10.04%) Land $63,000 Building $199,000
2022$1,950.00 Homeowner's exemption$138,486$238,100 Land $56,000 Building $182,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 88% of the US · above 81% of Florida
Wildfire LikelihoodAbout 1 in 99 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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