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1156 Rib Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1156 Rib Ave, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 1988
Lot Size0.405 acres (17,641 sqft)
OwnerIndividual Name on File
Tax Bill$1,736 (2025)
Deeds & MortgagesDec 2020 Mortgage
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN26-25-31-4410-000F-0010

Property Details

APN / Parcel Number

Primary APN26-25-31-4410-000F-0010
Alternative APNs
  • 2531264410000F0010
  • 92422

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,352 sqft Living Area
Gross Area1,372 sqft
1st Floor Area1,040 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,641 sqft (0.405 acres)
Lot Dimensions117 ft deep x 75 ft wide

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchFlorida Room
Porch Area692 sqft
Deck Area290 sqft
Shed1 Shed
Shed Area220 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1156 RIB AVE
CitySAINT CLOUD
StateFL
Zip34771-8528
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW EDEN ON THE LAKES UNIT A PB 2 PG 26 BLK F LOTS 1 & 2
Legal Range31E
Legal Township25S
Legal Section26
Legal SubdivisionNEW EDEN ON THE LAKES UNIT A
Legal Tract4410
Legal BlockF
Legal Lot Number1
Legal UnitA
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1050
Census Tract43700

Owner

Source: Osceola County records · APN 26-25-31-4410-000F-0010

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1156 RIB AVE, SAINT CLOUD, FL 34771-8528
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 16, 2019Deed of Trust, Mortgage · Conventional Mortgage
PLATINUM MORTGAGE INC
Jun 13, 2018Loan Modification, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 05, 2016
Deed SaleApr 05, 2016
Prior SaleMar 01, 2016 · Amount on Record
Deed Document Number201649506
Deed Book / Page4939 / 344
Prior Transfer DateMar 25, 2016
Prior Transfer Doc0049390344
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1156 RIB AVE, SAINT CLOUD, FL 34771-8528
Transaction TypeMortgage
Record UpdatedNov 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1156 RIB AVE, SAINT CLOUD, FL 34771-8528

Mortgage

Document Number0058482004
DateDec 09, 2020
Book Page5848/2004
Instrument2020167673
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1156 RIB AVE, SAINT CLOUD, FL 34771-8528
Transaction TypeMortgage
Record UpdatedNov 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055080300
DateApr 16, 2019
Book Page5508/0300
Instrument2019047915
Lender
NamePLATINUM MORTGAGE INC
TypeMortgage Company
AddressMADISON, AL 35758
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1156 RIB AVE, SAINT CLOUD, FL 34771-8528
Document Number0053741184
Instrument DateJun 13, 2018
Transaction TypeMortgage
Record UpdatedAug 13, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1156 RIB AVE ST CLOUD FL 347718528, ST CLOUD, FL 34771-8528

Mortgage

Document Number0053741184
DateJul 27, 2018
Book Page005374/001184
Instrument114805
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2048
Interest
Rate TypeFixed Rate
Rate4.12%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,736.00 (+7.63%) Homeowner's exemption$114,750 (+5.99%)$284,300 (+6.08%) Land $100,000 Building $184,300
2024$1,613.00 (+2.61%)
2023$1,572.00 (+5.93%) Homeowner's exemption$108,269 (+3%)$268,000 (+9.79%) Land $90,000 Building $178,000
2022$1,484.00 Homeowner's exemption$105,116$244,100 Land $80,000 Building $164,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 330 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire RiskHigh
above 87% of the US · above 79% of Florida
Wildfire LikelihoodAbout 1 in 95 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

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