1189 Channing Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 1189 Channing Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,238 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Dec 2021)
Tax Bill	$4,167 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5070-0386-0160`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5070-0386-0160`
Alternative APNs	`00266580` `266580`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,238 sqft Living Area
1st Floor Area	2,238 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 83 ft wide
Garage Area	378 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	288 sqft
Porch	Porch
Porch Area	874 sqft
Deck Area	96 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00266580
Street Address	1189 CHANNING AVE
City	SPRING HILL
State	FL
Zip	34608-6109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 7 BLK 386 LOT 16
Legal Range	17E
Legal Township	23S
Legal Section	26
Legal Subdivision	SPRING HILL UN 7
Legal Block	386
Legal Lot Number	16
Legal Unit	7
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3041
Census Tract	41402

Owner

1189 Channing Ave is owned and occupied by an individual who bought it in December 2021.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1189 CHANNING AVE, SPRING HILL, FL 34608-6109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · Commercial Mortgage ATHAS CAPITAL GROUP INC
Aug 7, 2018	Warranty Deed, Transfer · VA Mortgage MILEND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on File
Deed Sale	Dec 6, 2021 · Amount on File
Prior Sale	Aug 7, 2018 · Amount on File
Deed Document Number	2021091584
Deed Book / Page	4095 / 6
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 6, 2021
Property Address	1189 CHANNING AVE, SPRING HILL, FL 34608-6109
Document Number	0040950006
Book / Page	4095 / 6
Map Reference	MB 8 PG 11-24
Instrument Date	Nov 30, 2021
Instrument	2021091584
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SOUTHEAST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 CARAVELLE DR, 101, GUYTON, GA 31312-5538

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1189 CHANNING AVE, SPRING HILL, FL 34608-6109

Mortgage

Document Number	0000040958
Date	Dec 6, 2021
Instrument	4095/8

Lender

Name	ATHAS CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 7, 2018
Property Address	1189 CHANNING AVE, SPRING HILL, FL 34608-6109
Document Number	0036110637
Book / Page	003611 / 000637
Instrument Date	Aug 6, 2018
Instrument	47871
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	REPUBLIC LAND AND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1189 CHANNING AVE SPRING HILL FL 346086109, SPRING HILL, FL 34608-6109

Mortgage

Document Number	36110639
Date	Aug 7, 2018
Book Page	003611/000639
Instrument	47872

Lender

Name	MILEND
Address	ALPHARETTA, GA 30009

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1189 Channing Ave was $4,167 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,167.00 Additional exemption filed	$331,354	$348,842 Land $37,508 Building $311,334
2023		$312,637 Land $48,062 Building $264,575
2022	$4,147.00		$312,637 Land $29,612 Building $283,025

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1189 Channing Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1189 Channing Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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