1188 Watertower Rd, Bentonia, MS 39040 Property Records

Yazoo County property record for 1188 Watertower Rd, Bentonia, MS 39040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,051 sqft · built 2010
Lot Size	22 acres (958,320 sqft)
Owner	2 Individual Names on Record
Last Sale	$334,900 (Jun 2020)
Tax Bill	$2,690 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-055-22-007.00`

Property Details

APN / Parcel Number

Primary APN	`1-055-22-007.00`
Alternative APNs	`009613` `9613`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,051 sqft Living Area
1st Floor Area	2,051 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	958,320 sqft (22 acres)
Utility Building	600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9613
Street Address	1188 WATERTOWER RD
City	BENTONIA
State	MS
Zip	39040-8517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 NW1/4 71A-314 WBX/563 WBA A/605 344A/326,332,334 492A/195
Legal Range	03W
Legal Township	09N
Legal Section	22
Jurisdiction	YAZOO MS
Township / Civil Division	1
Census Block Group	2
Census Block	2097
Census Tract	950400

Owner

Source: Yazoo County records, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1180 WATERTOWER RD, BENTONIA, MS 39040-8517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST INTERNET BANK OF INDIANA
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANCPLUS MORTGAGE CORP
Jun 2, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Deed Document Number	20201867
Deed Book / Page	492A / 195
Prior Transfer Date	Jun 1, 2020
Prior Transfer Doc	00492A/195
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAZOO MS
Property Address	1188 WATERTOWER RD, BENTONIA, MS 39040-8517
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00465B/251
Date	Feb 15, 2017
Book Page	465B/251

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2037

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAZOO MS
Property Address	1188 WATERTOWER RD, BENTONIA, MS 39040-8517
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1188 WATERTOWER RD, BENTONIA, MS 39040-8517

Mortgage

Document Number	00503B/582
Date	Jun 2, 2020
Book Page	503B/582
Instrument	202001868

Lender

Name	BANCPLUS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAZOO MS
Recording Date	Jun 2, 2020
Property Address	1188 WATERTOWER RD, BENTONIA, MS 39040-8517
Document Number	00492A/195
Book / Page	492A / 195
Instrument Date	Jun 1, 2020
Instrument	202001867
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	831 RICE RD APT 1136, 1136, RIDGELAND, MS 39157-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1180 WATERTOWER RD, BENTONIA, MS 39040-8517

Tax Assessment & Valuation

Source: Yazoo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Yazoo County
Unified School District	Yazoo County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,690.00 (+4.18%) Homeowner's exemption	$22,141 (+0.01%)	$219,220 (+0.01%) Land $12,380 Building $206,840
2024	$2,582.00 (+13.84%) Homeowner's exemption	$22,139 (+7.1%)	$219,200 (+7.21%) Land $12,360 Building $206,840
2023	$2,268.00 (-0.09%) Homeowner's exemption	$20,672 (-0.1%)	$204,460 (-0.07%) Land $12,510 Building $191,950
2022	$2,270.00 Homeowner's exemption	$20,693	$204,600 Land $12,650 Building $191,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	29 (1979–2020)
Claims Outside the SFHA	3 of 29
Most Recent Claim	Jun 2020 · other causes
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 2 claims Flooding, Jun 2011 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL YAZOO #4-BENTON public/private · serves 1,225 people · EPA ID MS0820031
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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