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1188 Warwick Neck Ave, Warwick, RI 02889 Property Records

Warwick City property record for 1188 Warwick Neck Ave, Warwick, RI 02889

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,519 sqft · built 1935
Lot Size0.369 acres (16,055 sqft)
Owner2 Individual Names on Record
Last Sale$584,500 (Nov 2016)
Tax Bill$10,194 (2025)
Deeds & MortgagesDec 2025 Mortgage
Jul 2020 Refinance
Flood ZoneZone X (minimal risk)
APN38500060000

Property Details

APN / Parcel Number

Primary APN38500060000
Alternative APNs
  • WARW M:385 B:0006 L:0000
  • 100088370
  • 144995

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,519 sqft Living Area
Gross Area5,679 sqft
1st Floor Area1,514 sqft
AtticAttic
Attic Area208 sqft
Basement Area1,472 sqft
Unfinished Basement1,472 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1990
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,055 sqft (0.369 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number144995
Street Address1188 WARWICK NECK AVE
CityWARWICK
StateRI
Zip02889-6816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA40
Legal Block6
JurisdictionWARWICK RI
Township / Civil DivisionWARWICK
Census Block Group2
Census Block2023
Census Tract21600

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1188 WARWICK NECK AVE, WARWICK, RI 02889-6816
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 8, 2025Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BANK
Jul 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2016 · Amount on Record
Deed SaleNov 4, 2016 · Amount on Record
Prior SaleJun 30, 1997 · Amount on Record
Deed Document Number201616247
Deed Book / Page8696 / 335
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address1188 WARWICK NECK AVE, WARWICK, RI 02889-6816
Transaction TypeMortgage
Record UpdatedJan 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010804-268
DateDec 8, 2025
Book Page10804/268
Instrument14251
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARWICK RI
Property Address1188 WARWICK NECK AVE, WARWICK, RI 02889-6816
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9553-292
DateJul 9, 2020
Book Page9553/292
Instrument9525
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueAug 1, 2045

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWarwick City
Unified School DistrictWarwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,194.00$802,700 (+11.73%) Land $171,000 Building $631,700
2024$851,295
2023$10,194.00 (+7.74%)$718,400 (+42.2%) Land $136,000 Building $582,400
2022$9,462.00$505,200 Land $78,500 Building $426,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims12 (1978–2023)
Claims Outside the SFHA7 of 12
Most Recent ClaimDec 2023 · Severe Storm And Flooding
Claims by Event
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWARWICK-CITY OF
serves 73,289 people · EPA ID RI1615627
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 35
Verizon
Fiber		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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