1088 Warwick Neck Ave, Warwick, RI 02889 Property Records

Warwick City property record for 1088 Warwick Neck Ave, Warwick, RI 02889

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,595 sqft · built 1939
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Mar 2016)
Tax Bill	$9,729 (2025)
Deeds & Mortgages	Jan 2019 Refinance Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`38500430000`

Property Details

APN / Parcel Number

Primary APN	`38500430000`
Alternative APNs	`WARW M:385 B:0043 L:0000` `700034219`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,595 sqft Living Area
Gross Area	5,713 sqft
1st Floor Area	1,619 sqft
Basement Area	1,013 sqft
Unfinished Basement	1,013 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)
Pool Type	In-Ground Pool
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	700034219
Street Address	1088 WARWICK NECK AVE
City	WARWICK
State	RI
Zip	02889-6840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Block	43
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	2
Census Block	2024
Census Tract	21600

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1088 WARWICK NECK AVE, WARWICK, RI 02889-6840
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANK RHODE ISLAND
Nov 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2016 · Amount on Record
Deed Sale	Mar 17, 2016 · Amount on Record
Prior Sale	Mar 24, 2000 · Amount on Record
Deed Document Number	20163742
Deed Book / Page	8545 / 251
Transfer Doc	8196-18
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	1088 WARWICK NECK AVE, WARWICK, RI 02889-6840
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9199-270
Date	Jan 15, 2019
Book Page	9199/270
Instrument	483

Lender

Name	BANK RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	1088 WARWICK NECK AVE, WARWICK, RI 02889-6840
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9660-120
Date	Nov 5, 2020
Book Page	9660/120
Instrument	17403

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,729.00 (-3.17%)	$766,100 (+8.21%) Land $231,200 Building $534,900
2024			$949,905
2023	$10,047.00 (+2.49%)	$708,000 (+35.27%) Land $186,600 Building $521,400
2022	$9,803.00	$523,400 Land $105,700 Building $417,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	12 (1978–2023)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 88% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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