Bedford County property record for 1188 Ray's Ln, Bedford, VA 24523
| Property Type | Single Family Home |
|---|---|
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Oct 2023) |
| Tax Bill | $177 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 199 A 14B |
| Primary APN | 199 A 14B |
|---|---|
| Alternative APNs |
|
| Lot Area | 130,680 sqft (3 acres) |
|---|
| Street Address | 1188 RAYS LN |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-6576 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 PB 43/185 |
| Legal Lot Number | 2 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30501 |
Source: Bedford County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2148 DEEPWOODS RD, HARDY, VA 24101-4862 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2023 · Amount on Record |
| Deed Sale | Oct 26, 2023 · Amount on Record |
| Deed Document Number | 20238969 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Oct 26, 2023 |
| Property Address | 1188 RAYS LN, BEDFORD, VA 24523-6576 |
| Document Number | 0230008969 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 230008969 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1787 BOLD BRANCH RD, BEDFORD, VA 24523-4498 |
| Document Number | 0230008970 |
|---|---|
| Date | Oct 26, 2023 |
| Instrument | 230008970 |
| Name | PARTY III |
|---|---|
| Type | Private Party |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Aug 1, 2043 |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $177.00 | $43,200 (+1%) Land $33,000 Building $10,200 | |
| 2023 | $177.00 Additional exemption filed | $21,600 | $43,200 Land $33,000 Building $10,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| ZiTEL Fiber | 960 / 960 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE only, no 5G reported
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