1146 Ray's Ln, Bedford, VA 24523 Property Records

Bedford County property record for 1146 Ray's Ln, Bedford, VA 24523 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Oct 2023)
Tax Bill	$166 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`199 A 14D`

Property Details

APN / Parcel Number

Primary APN	`199 A 14D`
Alternative APNs	`90505478` `389614`

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	1146 RAYS LN
City	BEDFORD
State	VA
Zip	24523-6576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14D PB 43/185
Legal Lot Number	1
Jurisdiction	BEDFORD VA
Township / Civil Division	2
Census Block Group	3
Census Block	3000
Census Tract	30501

Owner

Source: Bedford County records · APN 199 A 14D

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2148 DEEPWOODS RD, HARDY, VA 24101-4862
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Warranty Deed, Transfer · Seller Carry-Back PARTY III
Oct 26, 2023	Gift Deed, Transfer
Dec 02, 2021	Transfer on Death Deed, Transfer
Sep 07, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 26, 2023 · Amount on Record
Deed Sale	Oct 26, 2023 · Amount on Record
Deed Document Number	20238969
Prior Transfer Date	Oct 10, 2023
Prior Transfer Doc	0000008968
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 26, 2023
Property Address	BEDFORD, VA 24523
Document Number	0230008969
Instrument Date	Oct 25, 2023
Instrument	230008969
Transaction Type	Transfer
Record Updated	Dec 06, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1787 BOLD BRANCH RD, BEDFORD, VA 24523-4498

Mortgage

Document Number	0230008970
Date	Oct 26, 2023
Instrument	230008970

Lender

Name	PARTY III
Type	Private Party

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	238 Months
Due	Aug 01, 2043

Interest

Rate Type	Fixed Rate

October 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 26, 2023
Property Address	BEDFORD, VA 24523
Document Number	0230008968
Instrument Date	Oct 10, 2023
Instrument	230008968
Transaction Type	Transfer
Record Updated	Dec 06, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5468 PEAKS RD, BEDFORD, VA 24523-3753

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BEDFORD VA
Recording Date	Dec 02, 2021
Property Address	BEDFORD, VA 24523
Document Number	0210017021
Instrument Date	Dec 01, 2021
Instrument	210017021
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEDFORD VA
Recording Date	Sep 07, 2021
Property Address	BEDFORD, VA 24523
Document Number	0210012927
Instrument Date	Sep 01, 2021
Instrument	210012927
Transaction Type	Transfer
Record Updated	Aug 15, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1179 MAYHEW LN, BEDFORD, VA 24523-5763

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$166.00	$40,500 (-) Land $33,000 Building $7,500
2025	$166.00	$40,500 (+1%) Land $33,000 Building $7,500
2023	$166.00 Additional exemption filed	$20,250	$40,500 Land $33,000 Building $7,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (51019C), updated September 29, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 66% of Virginia
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wilkes Telephone Membership	Fiber	1,000 / 1,000
ZiTEL	Fiber	960 / 960
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

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