1187 Whispering Winds Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1187 Whispering Winds Dr, Arnold, MO 63010 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 ba · 960 sqft · built 1967
Lot Size	0.245 acres (10,691 sqft)
Owner	Individual Name on File
Tax Bill	$1,321 (2023)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019.029.04005038`

Property Details

APN / Parcel Number

Primary APN	`019.029.04005038`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,691 sqft
Garage Type	Attached
Garage Area	480 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1187 WHISPERING WINDS DR
City	ARNOLD
State	MO
Zip	63010-3031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIRCLE VIEW HILLS LOT 30
Legal Range	06
Legal Township	43
Legal Section	29
Legal Quarter	SE
Legal Subdivision	CIRCLE VIEW HILLS
Legal Block	5
Legal Lot Number	30
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2000
Census Tract	700122

Owner

Source: Jefferson County records · APN 019.029.04005038

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1187 WHISPERING WINDS DR, ARNOLD, MO 63010-3031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Jun 01, 2020	Warranty Deed, Transfer DAS ACQUISITION
Feb 13, 2020	Warranty Deed, Construction Loan · Line of Credit HERITAGE CMNTY BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2020
Deed Sale	Jun 01, 2020
Prior Sale	Feb 13, 2020
Deed Document Number	2020R-018734
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1187 WHISPERING WINDS DR, ARNOLD, MO 63010-3031
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 WHISPERING WINDS DR, ARNOLD, MO 63010-3031

Mortgage

Document Number	2021R040558
Date	Sep 14, 2021
Instrument	2021R-040558

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 01, 2020
Property Address	1187 WHISPERING WINDS DR, ARNOLD, MO 63010-3031
Document Number	0000018734
Instrument Date	May 28, 2020
Instrument	18734
Transaction Type	Transfer
Record Updated	Jun 23, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 WHISPERING WINDS DR ARNOLD MO 630103031, ARNOLD, MO 63010-3031

Mortgage

Document Number	18735
Date	Jun 01, 2020
Instrument	18735

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

February 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 13, 2020
Property Address	1187 WHISPERING WINDS DR, ARNOLD, MO 63010-3031
Document Number	0000005080
Instrument Date	Feb 11, 2020
Instrument	5080
Transaction Type	Construction Loan
Record Updated	Feb 25, 2020
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	378 FEE FEE RD MARYLAND HEIGHTS MO 630433214, MARYLAND HEIGHTS, MO 63043-3214

Mortgage

Document Number	5081
Date	Feb 13, 2020
Instrument	5081

Lender

Name	HERITAGE CMNTY BK
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 12, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,200 (+6.32%) Land $2,900 Building $17,300
2024			$106,000 (+6.32%) Land $15,000 Building $91,000
2023	$1,321.00	$19,000 Land $2,900 Building $16,100	$99,700 Land $15,000 Building $84,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290997001222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1993–2022)
Most Recent Claim	Aug 2022, rainfall accumulation
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 447 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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