1172 Whispering Winds Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 1172 Whispering Winds Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,574 sqft · built 1966
Lot Size	0.194 acres (8,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,300 (Oct 2023)
Tax Bill	$1,856 (2025)
Deeds & Mortgages	Oct 2023 Sale Oct 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018.028.03003008`

Property Details

APN / Parcel Number

Primary APN	`018.028.03003008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,574 sqft Living Area
Gross Area	2,814 sqft
1st Floor Area	1,716 sqft
Basement Area	858 sqft
Finished Basement	858 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	8,449 sqft (0.194 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	240 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Deck Area	Deck Area
Patio Area	515 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1172 WHISPERING WINDS DR
City	ARNOLD
State	MO
Zip	63010-3032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	CIRCLE VIEW HILLS PT LOT 45
Legal Range	6E
Legal Township	43N
Legal Section	28
Legal Subdivision	CIRCLE VIEW HILLS
Legal Block	2
Legal Lot Number	45
Jurisdiction	JEFFERSON MO
Township / Civil Division	ARNOLD
Census Block Group	2
Census Block	2000
Census Tract	700122

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1172 WHISPERING WINDS DR, ARNOLD, MO 63010-3032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Warranty Deed, Transfer DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC
Oct 14, 2022	Quit Claim Deed, Transfer · Line of Credit GREAT SOUTHERN BANK
Jan 27, 2022	Warranty Deed, Transfer FREEDOM TITLE
Jan 27, 2022	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2023 · Amount on Record
Deed Sale	Oct 3, 2023 · Amount on Record
Prior Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	202325001
Transfer Doc	0000006035
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 3, 2023
Property Address	1172 WHISPERING WINDS DR, ARNOLD, MO 63010-3032
Document Number	0000025001
Map Reference	MB 22 PG 25
Instrument Date	Sep 29, 2023
Instrument	2023R-025001
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16722 CHESTERFIELD MANOR DR, CHESTERFIELD, MO 63005-1645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 WHISPERING WINDS DR, ARNOLD, MO 63010-3032

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 14, 2022
Property Address	1172 WHISPERING WINDS DR, ARNOLD, MO 63010-3032
Document Number	0000033630
Map Reference	MB 22 PG 25
Instrument Date	Oct 12, 2022
Instrument	2022R-033630
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	OLD REPUBLIC TITLE, ORT

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16722 CHESTERFIELD MANOR DR, CHESTERFIELD, MO 63005-1645

Mortgage

Document Number	0000033631
Date	Oct 14, 2022
Instrument	2022R-033631

Lender

Name	GREAT SOUTHERN BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 27, 2022
Property Address	1172 WHISPERING WINDS DR, ARNOLD, MO 63010-3032
Document Number	0000003207
Map Reference	MB 22 PG 25
Instrument Date	Jan 22, 2022
Instrument	2022R-003207
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 ODIN DR, PLEASANT HILL, CA 94523-1806

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 27, 2022
Property Address	1172 WHISPERING WINDS DR, ARNOLD, MO 63010-3032
Document Number	0000003210
Map Reference	MB 22 PG 25
Instrument Date	Jan 21, 2022
Instrument	2022R-003210
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 WHISPERING WINDS DR, ARNOLD, MO 63010-3032

Mortgage

Document Number	0000003211
Date	Jan 27, 2022
Instrument	2022R-003211

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Arnold City
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,400 (-) Land $2,900 Building $24,500	$144,200 (-) Land $15,000 Building $129,200
2025	$1,856.00 (+4.92%)	$27,400 (+8.3%) Land $2,900 Building $24,500	$144,200 (-) Land $15,000 Building $129,200
2024	$1,769.00 (+0.57%)		$144,200 (+8.42%) Land $15,000 Building $129,200
2023	$1,759.00 (-2.44%)	$25,300 (-) Land $2,900 Building $22,400	$133,000 (-) Land $15,000 Building $118,000
2022	$1,803.00	$25,300 Land $2,900 Building $22,400
2021			$133,000 Land $15,000 Building $118,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	10 (1993–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 1 serves 21,113 people · EPA ID MO6024292
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Oct 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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