Osceola County property record for 1187 Oak St, Ocheyedan, IA 51354 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1979 |
| Square Footage | 1,620 sqft Living Area |
| Lot Size | 18,684 sqft (0.429 acres) |
| Garage | Attached, 780 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,124.00 (2025) |
| Primary APN | 310190001000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 2 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,620 sqft Living Area |
| 1st Floor | 1,620 sqft 1st Floor |
| Basement Area | 1,620 sqft Basement |
| Finished Basement | 810 sqft Finished |
| Unfinished Basement | 810 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 18,684 sqft (0.429 acres) |
| Depth X Width | 137 ft x 110 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 780 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 756 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 1187 OAK ST |
|---|---|
| City | OCHEYEDAN |
| State | IA |
| Zip | 51354-7558 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 1-2 ROYAL OAKS ADDITION |
| Legal Subdivision | ROYAL OAKS |
| Legal Lot Number | 1,2 |
| Jurisdiction | OSCEOLA IA |
| Minor Civil Division | OCHEYEDAN |
| Census Blockgroup | 4 |
| Census Block | 4060 |
| Census Tract | 460200 |
Source: Osceola County records · APN 310190001000
Assessment roll updated October 10, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1187 OAK ST, OCHEYEDAN, IA 51354-7558 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Dec 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Property Address | 1187 OAK ST, OCHEYEDAN, IA 51354-7558 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002021/720 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 2021/720 |
| Instrument | 20210720 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA IA |
| Property Address | 1187 OAK ST, OCHEYEDAN, IA 51354-7558 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/1678 |
|---|---|
| Date | Dec 28, 2020 |
| Book Page | 2020/1678 |
| Instrument | 20201678 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Osceola County records · Assessment roll updated October 10, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Osceola County |
| Municipality | Ocheyedan City |
| Unified School District | Sibley-Ocheyedan Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,124.00 Homeowner's exemption | $167,320 (+8.23%) Land $13,220 Building $154,100 | $167,320 (+8.23%) Land $13,220 Building $154,100 |
| 2024 | $2,124.00 (+4.63%) | ||
| 2023 | $154,600 Land $13,220 Building $141,380 | $154,600 Land $13,220 Building $141,380 | |
| 2022 | $2,030.00 |
Source: FEMA National Flood Hazard Layer, Osceola County (19143C), updated November 4, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 24% of Iowa |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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