1185 Oak St, Ocheyedan, IA 51354 Property Records

Osceola County property record for 1185 Oak St, Ocheyedan, IA 51354

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Tax Bill	$32 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`310100315000`

Property Details

APN / Parcel Number

Primary APN	`310100315000`
Alternative APN	`000000100315000`

Exterior

Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	141 ft deep x 50 ft wide

Location & Zoning

Street Address	1185 OAK ST
City	OCHEYEDAN
State	IA
Zip	51354-7741
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOTS 15-16 BLK 3 WARDRIPS 2ND ADDN
Legal Subdivision	WARDRIPS 2ND
Legal Block	3
Legal Lot Number	15,16
Jurisdiction	OSCEOLA IA
Township / Civil Division	OCHEYEDAN
Census Block Group	4
Census Block	4060
Census Tract	460200

Owner

Source: Osceola County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1187 OAK ST, OCHEYEDAN, IA 51354-7558
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA IA
Property Address	1185 OAK ST, OCHEYEDAN, IA 51354-7741
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/526
Date	May 6, 2020
Book Page	2020/526
Instrument	20200526

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Osceola County
Municipality	Ocheyedan City
Unified School District	Sibley-Ocheyedan Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$32.00	$2,210 (-) Land $2,210	$2,210 (-) Land $2,210
2024	$32.00 (-2%)
2023		$2,210 Land $2,210	$2,210 Land $2,210
2022	$40.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCHEYEDAN WATER WORKS serves 439 people · EPA ID IA7239086
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Premier Communications Cable · Fiber in parts of the area	1,000 / 100
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20