Kent County property record for 1187 Oak Dr, Dover, DE 19904
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,149 sqft · built 1962 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (May 2017) |
| Tax Bill | $1,894 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-085.08-01-47.00-000 |
| Primary APN | 2-05-085.08-01-47.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,149 sqft Living Area |
| Basement Area | 754 sqft |
| Unfinished Basement | 754 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 158 ft deep x 76.3 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 399 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 15750 |
|---|---|
| Street Address | 1187 OAK DR |
| City | DOVER |
| State | DE |
| Zip | 19904-4372 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SHERWOOD OF DOVER, #4, LOT #12, BLOCK A, 1187 OAK DRIVE |
| Legal Subdivision | SHERWOOD OF DOVER |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 41500 |
Source: Kent County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1187 OAK DR, DOVER, DE 19904-4372 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| May 3, 2017 | Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2017 · Amount on Record |
| Deed Sale | May 3, 2017 · Amount on Record |
| Deed Document Number | 2017318100 |
| Deed Book / Page | 8601 / 159 |
| Prior Transfer Date | Mar 15, 2007 |
| Prior Transfer Doc | 0000088063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 1187 OAK DR, DOVER, DE 19904-4372 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1187 OAK DR, DOVER, DE 19904-4372 |
| Document Number | 0000463549 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 12233/194 |
| Instrument | 2022-463549 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Nov 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 1187 OAK DR, DOVER, DE 19904-4372 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1187 OAK DR, DOVER, DE 19904-4372 |
| Document Number | 0000425421 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 11262/153 |
| Instrument | 2021-425421 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | May 3, 2017 |
| Property Address | 1187 OAK DR, DOVER, DE 19904-4372 |
| Document Number | 0000318100 |
| Book / Page | 8601 / 159 |
| Map Reference | PL 5 PG 71 |
| Instrument Date | May 1, 2017 |
| Instrument | 2017-318100 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1187 OAK DR, 1187, DOVER, DE 19904-4372 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1187 OAK DR, DOVER, DE 19904-4372 |
| Document Number | 0000318101 |
|---|---|
| Date | May 3, 2017 |
| Book Page | 8601/163 |
| Instrument | 2017-318101 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2047 |
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,894.00 (+5.81%) | $304,500 (+504.17%) Land $96,500 Building $208,000 |
| 2025 | $1,790.00 (+20.7%) | |
| 2023 | $1,483.00 | $50,400 Land $12,200 Building $38,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2011–2026) |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 87% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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