1186 Oak Dr, Dover, DE 19904 Property Records

Kent County property record for 1186 Oak Dr, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,142 sqft · built 1962
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$168,400 (Feb 2011)
Tax Bill$1,555 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN2-05-085.08-01-13.00-000

Property Details

APN / Parcel Number

Primary APN2-05-085.08-01-13.00-000
Alternative APNs
  • ED05085.080113.00/000
  • 12496

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,142 sqft Living Area
Basement Area572 sqft
Unfinished Basement572 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleOther
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
View / LotMajor Street/Thoroughfare
Garage TypeFinished
Garage Area220 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number12496
Street Address1186 OAK DR
CityDOVER
StateDE
Zip19904-4371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal DescriptionSHERWOOD OF DOVER #4, BLOCK B, LOT 32 1186 OAK DRIVE
Legal SubdivisionSHERWOOD OF DOVER
Legal BlockB
Legal Lot Number32
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group1
Census Block1004
Census Tract41500

Owner

Source: Kent County assessment roll, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1186 OAK DR, DOVER, DE 19904-4371
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 8, 2011 · Amount on Record
Deed SaleFeb 8, 2011 · Amount on Record
Deed Document Number2011184432
Deed Book / Page5711 / 64
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address1186 OAK DR, DOVER, DE 19904-4371
Transaction TypeMortgage
Record UpdatedApr 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4003 PALLADIAN WAY, MELBOURNE, FL 32904-1228

Mortgage

Document Number0000532743
DateMar 26, 2026
Book Page14099/196
Instrument2026-532743
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueApr 1, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 8, 2025

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,555.00 (+9.66%)$264,600 (+448.96%) Land $94,200 Building $170,400
2023$1,418.00$48,200 Land $12,000 Building $36,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims2 (2011–2026)
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 87% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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