1187 Mirror Lake Dr, Merced, CA 95340 Property Records

Merced County property record for 1187 Mirror Lake Dr, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,707 sqft · built 1989
Lot Size	0.204 acres (8,897 sqft)
Owner	2 Individual Names on File
Last Sale	$129,000 (Jul 2009)
Tax Bill	$1,880 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-363-027-000`

Property Details

APN / Parcel Number

Primary APN	`006-363-027-000`
Alternative APN	`006-363-027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,707 sqft Living Area
Gross Area	2,211 sqft
1st Floor Area	1,707 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,897 sqft (0.204 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	147 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	006-363-027
Street Address	1187 MIRROR LAKE DR
City	MERCED
State	CA
Zip	95340-0672
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	OAKMONT VILL LOT 51
Legal Subdivision	OAKMONT VILLAGE
Legal Lot Number	51
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4006
Census Tract	1101

Owner

1187 Mirror Lake Dr is owned by two individuals who acquired it in November 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16477 JACKSON OAKS DR, MORGAN HILL, CA 95037-6933
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2009 · Amount on File
Deed Sale	Jul 10, 2009 · Amount on File
Prior Sale	Sep 30, 2005 · Amount on File
Deed Document Number	200934214
Last Transfer Date	Nov 2, 2020
Transfer Doc	0000041501
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Nov 10, 2020
Property Address	1187 MIRROR LAKE DR, MERCED, CA 95340-0672
Document Number	0000041501
Map Reference	MB 33 PG 7&8
Instrument Date	Nov 2, 2020
Instrument	2020041501
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5410 FRASCHINI CIR, SAN JOSE, CA 95136-3011

Mortgage

Document Number	0000041502
Date	Nov 10, 2020
Instrument	2020041502

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1187 Mirror Lake Dr was $1,880, up 5.7% from the year before.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$169,828 (+2%) Land $32,908 Building $136,920
2025	$1,880.00 (+5.74%)	$166,499 Land $32,263 Building $134,236
2024	$1,778.00 (+1.37%)
2023	$1,754.00 (+1.39%)	$160,035 Land $31,011 Building $129,024
2022	$1,730.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1187 Mirror Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1187 Mirror Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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