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1146 Mirror Lake Dr, Merced, CA 95340 Property Records

Merced County property record for 1146 Mirror Lake Dr, Merced, CA 95340

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,085 sqft · built 1988
Lot Size0.149 acres (6,497 sqft)
OwnerTrust Name on File
Tax Bill$2,761 (2025)
Deeds & MortgagesMar 2024 Transfer
Mar 2024 Transfer
Flood ZoneZone X (minimal risk)
APN006-364-012-000

Property Details

APN / Parcel Number

Primary APN006-364-012-000
Alternative APN
  • 006-364-012

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,085 sqft Living Area
Gross Area2,635 sqft
1st Floor Area2,085 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Construction TypeWood
Roof MaterialOther
Lot Area6,497 sqft (0.149 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area83 sqft
Patio Area218 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number006-364-012
Street Address1146 MIRROR LAKE DR
CityMERCED
StateCA
Zip95340-0669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR16
Legal DescriptionOAKMONT VILL LOT 40
Legal SubdivisionOAKMONT VILLAGE
Legal Lot Number40
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group4
Census Block4005
Census Tract1101

Owner

1146 Mirror Lake Dr is held in a trust since March 2024.

Source: Merced County records, as of August 21, 2026

Owner of RecordTrust Name on File
Mailing Address3473 SAN FRANCISCO ST, MERCED, CA 95348-4804
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2024Intrafamily Transfer, Transfer
Mar 8, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 6, 2024
Transfer Doc0000005400
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateMar 8, 2024
Property Address1146 MIRROR LAKE DR, MERCED, CA 95340-0669
Document Number0000005400
Map ReferenceVOL 3 PG 7&8
Instrument DateMar 6, 2024
Instrument2024005400
Transaction TypeTransfer
Record UpdatedApr 15, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3473 SAN FRANCISCO ST, MERCED, CA 95348-4804

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateMar 8, 2024
Property Address1146 MIRROR LAKE DR, MERCED, CA 95340-0669
Document Number0000005399
Map ReferenceVOL 33 PG 7&8
Instrument DateMar 6, 2024
Instrument2024005399
Transaction TypeTransfer
Record UpdatedApr 15, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address3473 SAN FRANCISCO ST, MERCED, CA 95348-4804

Tax Assessment & Valuation

The 2025 property tax bill for 1146 Mirror Lake Dr was $2,761.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$251,079 (+2%) Land $70,718 Building $180,361
2025$2,761.00$246,157 Land $69,332 Building $176,825
2023$2,575.00 (+1.34%)$236,600 Land $66,641 Building $169,959
2022$2,541.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1146 Mirror Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1146 Mirror Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
unWired Broadband
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: GeoLinks, Verizon.

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