1187 Edgewater Cir, Bradenton, FL 34209 Property Records

Manatee County property record for 1187 Edgewater Cir, Bradenton, FL 34209

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,486 sqft · built 1989
Lot Size	5.51 acres (240,171 sqft)
Owner	2 Individual Names on File
Last Sale	$513,000 (Apr 2024)
Tax Bill	$7,354 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Mar 2020 Sale
Flood Zone	Zone AE (high risk)
APN	`74983-2230-9`

Property Details

APN / Parcel Number

Primary APN	`74983-2230-9`
Alternative APN	`3416347498322309`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
1st Floor Area	1,486 sqft
Basement Area	152 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	240,171 sqft
View / Lot	Bay
Porch	Screened Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1187 EDGEWATER CIR
City	BRADENTON
State	FL
Zip	34209-7358
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	BR_PDP,BR_
Legal Description	UNIT 44 SEC 2 EDGEWATER COVE AT PERICO BAY CLUB CONDO PI#74983.2230/9
Legal Range	16E
Legal Township	34S
Legal Section	34
Legal Subdivision	EDGEWATER COVE AT PERICO 2
Legal Tract	07498302
Legal Lot Number	44
Legal Unit	44
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1049
Census Tract	1204

Owner

1187 Edgewater Cir, a condominium, is owned and occupied by two individuals who bought it in April 2024.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1187 EDGEWATER CIR, BRADENTON, FL 34209-7358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Mar 17, 2020	Warranty Deed, Transfer ALLIANCE GROUP TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2024 · Amount on File
Deed Sale	Apr 1, 2024 · Amount on File
Prior Sale	Mar 17, 2020 · Amount on File
Deed Document Number	202432175
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 1, 2024
Property Address	1187 EDGEWATER CIR, BRADENTON, FL 34209-7358
Document Number	0041032175
Map Reference	MB 1252 PG 2266
Instrument Date	Mar 25, 2024
Instrument	202441032175
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	BARNES WALKER TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,591.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 QUAYSIDE CIR, EATONVILLE, FL 32751-5783

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 EDGEWATER CIR, BRADENTON, FL 34209-7358

Mortgage

Document Number	0041032176
Date	Apr 1, 2024
Instrument	202441032176

Lender

Name	TRUIST BANK
Type	Bank
Address	1001 SEMMES AVE, RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.9%
Index	Other
Margin	3
Max Rate	11.9%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Mar 17, 2020
Property Address	1187 EDGEWATER CIR, BRADENTON, FL 34209-7358
Document Number	0041028614
Instrument Date	Mar 11, 2020
Instrument	41028614
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	ALLIANCE GROUP TITLE LLC

Transaction

Amount	Amount on Record
Tax	$2,695.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	171 N PHELPS AVE WINTER PARK FL 327894020, WINTER PARK, FL 32789-4020

Tax Assessment & Valuation

The 2025 property tax bill for 1187 Edgewater Cir was $7,354, down 0.2% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bradenton City
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$327,700 (-17.97%) Building $327,700	$327,700 (-17.97%) Building $327,700
2025	$7,354.00 (-0.2%)	$399,500 Building $399,500	$399,500 Building $399,500
2024	$7,369.00 (+5.92%)
2023	$6,957.00 (+9.87%)	$408,000 (+12.63%) Building $408,000	$408,000 (+12.63%) Building $408,000
2022	$6,332.00	$362,250 Building $362,250	$362,250 Building $362,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1187 Edgewater Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 540 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,392 units insured incl. 852 condo units
Nearby Flood Claims	119 (1985–2024)
Claims Outside the SFHA	6 of 119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Oct 2024 · 92 claims Severe Storms & Flooding, Jun 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1187 Edgewater Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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