11866 Gilbert Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 11866 Gilbert Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,448 sqft · built 1984
Lot Size	4.64 acres (202,118 sqft)
Owner	2 Individual Names on Record
Last Sale	$193,000 (Jun 2006)
Tax Bill	$2,209 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-29-027-1005-500`

Property Details

APN / Parcel Number

Primary APN	`74-29-027-1005-500`

Interior

Full Baths	1 Bath
Building Area	1,448 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	202,118 sqft (4.64 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11866 GILBERT RD
City	RILEY
State	MI
Zip	48041-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	E 390' OF S 15.72 A OF W 1/2 OF NW 1/4 SEC 27 T6N R14E 4.64 A
Legal Range	14E
Legal Township	06N
Legal Section	27
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2062
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11866 GILBERT RD, RILEY, MI 48041-3711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Sep 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MORTGAGE CENTER
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Aug 11, 2017	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2006 · Amount on Record
Deed Sale	Jun 22, 2006 · Amount on Record
Deed Document Number	20062005066177
Deed Book / Page	3574 / 83
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 29, 2026
Property Address	11866 GILBERT RD, RILEY, MI 48041-3711
Document Number	0000013080
Book / Page	5938 / 228
Instrument Date	Jun 23, 2026
Instrument	202613080
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11866 GILBERT RD, RILEY, MI 48041-3711

Mortgage

Document Number	0000013080,
Date	Jun 29, 2026
Book Page	5938/228
Instrument	202613080

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	11866 GILBERT RD, RILEY, MI 48041-3711
Transaction Type	Mortgage
Record Updated	Oct 3, 2023
Title Company	NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11866 GILBERT RD RRD, RILEY, MI 48041-3711

Mortgage

Document Number	0005654302
Date	Sep 14, 2023
Book Page	5654/302
Instrument	2023016318

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2038

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	11866 GILBERT RD, RILEY, MI 48041-3711
Transaction Type	Mortgage
Record Updated	Aug 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11866 GILBERT RD, RILEY, MI 48041-3711

Mortgage

Document Number	5408111
Date	Aug 13, 2021
Book Page	5408/111
Instrument	2021023367

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	11866 GILBERT RD, RILEY, MI 48041-3711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048570641
Date	Aug 11, 2017
Book Page	4857/641
Instrument	2017019371

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$139,600 (+5.52%)	$279,200 (+5.52%)
2025	$2,209.00 (+2.84%) Homeowner's exemption	$132,300 (+16.77%)
2024	$2,148.00 (+9.2%)		$264,600 (+16.77%)
2023		$113,300
2022	$1,967.00		$226,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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