11778 Gilbert Rd, Riley (Memphis), MI 48041 Property Records

St. Clair County property record for 11778 Gilbert Rd, Riley, MI 48041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,993 sqft · built 2001
Lot Size	9.26 acres (403,366 sqft)
Owner	Individual Name on Record
Tax Bill	$3,963 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-29-027-1004-000`

Property Details

APN / Parcel Number

Primary APN	`74-29-027-1004-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,993 sqft Living Area
1st Floor Area	1,993 sqft
Basement Area	1,993 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	403,366 sqft (9.26 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11778 GILBERT RD
City	RILEY
State	MI
Zip	48041-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BEG S 89D 50M 17S E 2241.41' FROM W 1/4 COR, TH N 0D 20M 6S W 1798.67', TH E 224.14', TH S 0D 20M 6S E 1799.31', TH N 89D 50M
Legal Range	14E
Legal Township	06N
Legal Section	27
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	RILEY
Census Block Group	2
Census Block	2062
Census Tract	658500

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11778 GILBERT RD, RILEY, MI 48041-3723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
May 8, 2018	Quit Claim Deed, Transfer · Conventional Mortgage TOWNE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 1, 2018
Transfer Doc	0049420497
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	11778 GILBERT RD, RILEY, MI 48041-3723
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11778 GILBERT RD, RILEY, MI 48041-3723

Mortgage

Document Number	0005428677
Date	Sep 30, 2021
Book Page	5428/677
Instrument	2021027766

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 8, 2018
Property Address	11778 GILBERT RD, RILEY, MI 48041-3723
Document Number	0004942496
Book / Page	4942 / 496
Instrument Date	May 1, 2018
Instrument	2018010582
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11842 LAMBS RD, 11842, RILEY, MI 48041-3111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11778 GILBERT RD, RILEY, MI 48041-3723

Mortgage

Document Number	0049420497
Date	May 8, 2018
Book Page	4942/497
Instrument	2018010583

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Riley Township
Unified School District	Memphis Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,100 (+5.88%)	$540,200 (+5.88%)
2025	$3,963.00 (+2.94%) Homeowner's exemption	$255,100 (+17.94%)
2024	$3,850.00 (+9.56%)		$510,200 (+17.94%)
2023		$216,300
2022	$3,514.00		$432,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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