1186 Oak Ridge Dr, Terrell, TX 75160 Property Records

Kaufman County property record for 1186 Oak Ridge Dr, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,882 sqft · built 1968
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Company Names on Record
Last Sale	$181,300 (Dec 2020)
Tax Bill	$6,068 (2025)
Deeds & Mortgages	Sep 2026 Sale Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S2780002600`

Property Details

APN / Parcel Number

Primary APN	`S2780002600`
Alternative APNs	`00.2780.0001.0012.00.06.07` `R33020` `33020`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,882 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,882 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Lot Depth	270 ft Depth
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	18 sqft
Storage Building	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1186 OAK RIDGE DR
City	TERRELL
State	TX
Zip	75160-6641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE ESTATES BLK 1, BLOCK 1, LOT 12
Legal Subdivision	OAK RIDGE ESTATES BLK 1
Legal Block	1
Legal Lot Number	12
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL SOUTH
Census Block Group	3
Census Block	3031
Census Tract	50704

Owner

Source: Kaufman County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 523, TERRELL, TX 75160-0009
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 3, 2020	Vendor's Lien, Transfer · Conventional Mortgage TEXAS BANK FINANCIAL
Mar 29, 2018	Vendor's Lien, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2020 · Amount on Record
Deed Sale	Dec 3, 2020 · Amount on Record
Prior Sale	Mar 29, 2018 · Amount on Record
Deed Document Number	202038636
Deed Book / Page	6716 / 538
Prior Transfer Date	Mar 20, 2018
Prior Transfer Doc	0056280201
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Sep 2, 2026
Property Address	1186 OAK RIDGE DR, TERRELL, TX 75160-6641
Document Number	0000027072
Book / Page	9585 / 444
Instrument Date	Aug 27, 2026
Instrument	202627072
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Dec 3, 2020
Property Address	1186 OAK RIDGE DR, TERRELL, TX 75160-6641
Document Number	0067160538
Book / Page	6716 / 538
Instrument Date	Dec 2, 2020
Instrument	2020-0038636
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	ORT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1186 OAK RIDGE DR, 1186, TERRELL, TX 75160-6641

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 OAK RIDGE DR, TERRELL, TX 75160-6641

Mortgage

Document Number	20200038637
Date	Dec 3, 2020
Instrument	2020-0038637

Lender

Name	TEXAS BANK FINANCIAL
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

March 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Mar 29, 2018
Property Address	1186 OAK RIDGE DR, TERRELL, TX 75160-6641
Document Number	0056280201
Book / Page	5628 / 201
Instrument Date	Mar 20, 2018
Instrument	2018-0007288
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 OAK RIDGE DR, TERRELL, TX 75160-6641

Mortgage

Document Number	20180007289
Date	Mar 29, 2018
Instrument	2018-0007289

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Oak Ridge Town
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,068.00 (+10.89%)	$321,188 (+7.78%) Land $106,286 Building $214,902	$321,188 (+7.78%) Land $106,286 Building $214,902
2024	$5,472.00 (+0.87%)
2023	$5,425.00 (-2.08%)	$297,994 Land $79,715 Building $218,279	$297,994 Land $79,715 Building $218,279
2022	$5,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH KAUFMAN WSC serves 3,498 people · EPA ID TX1290021
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Verizon.

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