1130 Oak Ridge Dr, Terrell, TX 75160 Property Records

Kaufman County property record for 1130 Oak Ridge Dr, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,370 sqft · built 1968
Lot Size	0.65 acres (28,349 sqft)
Owner	Individual Name on File
Tax Bill	$5,022 (2024)
Deeds & Mortgages	Jun 2021 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S2780003000`

Property Details

APN / Parcel Number

Primary APN	`S2780003000`
Alternative APNs	`00.2780.0001.0014.00.06.07` `R33022`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,370 sqft Living Area
Gross Area	2,898 sqft
1st Floor Area	1,290 sqft
2nd Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,349 sqft (0.65 acres)
Lot Depth	270 ft Depth
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	638 sqft
Patio Area	100 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R33022
Old Parcel Number	S2780003000
Street Address	1130 OAK RIDGE DR
City	TERRELL
State	TX
Zip	75160-6641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK RIDGE 1 BLOCK 1 LOTS 14 & 15A
Legal Subdivision	OAK RIDGE ESTATES BLK 1
Legal Block	1
Legal Lot Number	14,15A
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL SOUTH
Census Block Group	3
Census Block	3031
Census Tract	50704

Owner

1130 Oak Ridge Dr is owned and occupied by an individual who acquired it in May 2019.

Source: Kaufman County records, as of October 31, 2025

Owner of Record	Individual Name on File
Mailing Address	1130 OAK RIDGE DR, TERRELL, TX 75160-6641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 8, 2019	Vendor's Lien, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2019
Deed Sale	May 8, 2019
Deed Document Number	2019-0010170
Deed Book / Page	6005 / 043
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	1130 OAK RIDGE DR, TERRELL, TX 75160-6641
Transaction Type	Mortgage
Record Updated	Nov 28, 2022
Title Company	INSPIRE CLOSING SVCS LLC OF

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070300327
Date	Jun 4, 2021
Book Page	7030/327
Instrument	2021-0022093

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2049

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	May 8, 2019
Property Address	1130 OAK RIDGE DR, TERRELL, TX 75160-6641
Document Number	0060050043
Book / Page	6005 / 043
Map Reference	VOL 513 PG 773
Instrument Date	May 6, 2019
Instrument	2019-0010170
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	KAUFMAN CNTY TTL & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1130 OAK RIDGE DR, TERRELL, TX 75160-6641

Mortgage

Document Number	20190010169
Date	May 8, 2019
Instrument	2019-0010169

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Oak Ridge Town
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$368,544 Land $113,400 Building $262,044	$375,444 Land $113,400 Building $262,044
2024	$5,022.00 (+12.17%)
2023	$4,477.00 (-14.25%) Homeowner's exemption	$352,156 Land $85,050 Building $267,106	$352,156 Land $85,050 Building $267,106
2022	$5,221.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1130 Oak Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1130 Oak Ridge Dr is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH KAUFMAN WSC serves 3,498 people · EPA ID TX1290021
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Nextlink, Verizon.

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