1186 McClellan St, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1186 McClellan St, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,760 sqft · built 1937
Lot Size	0.326 acres (14,200 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Oct 2020)
Tax Bill	$6,626 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 40.78-1-21`

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-1-21`
Alternative APN	`150004007800010210000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	880 sqft
2nd Floor Area	880 sqft
Basement Area	312 sqft
Finished Basement	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	14,200 sqft (0.326 acres)
Lot Dimensions	142 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Patio Area	254 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1186 MCCLELLAN ST
City	SCHENECTADY
State	NY
Zip	12309-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	38 2 BR AND WD
Legal Block	1
Legal Lot Number	21.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3001
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1186 MCCLELLAN ST, SCHENECTADY, NY 12309-5628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2020 · Amount on Record
Deed Sale	Oct 26, 2020 · Amount on Record
Prior Sale	May 8, 2015 · Amount on Record
Deed Document Number	202033308
Deed Book / Page	2044 / 290
Record Updated	Jun 8, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 26, 2020
Property Address	1186 MCCLELLAN ST, SCHENECTADY, NY 12309-5628
Document Number	0000033308
Book / Page	2044 / 290
Map Reference	CAB D MAP 140
Instrument Date	Oct 19, 2020
Instrument	202033308
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	NORTH ABSTRACT CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$524.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 KLAASEN WAY, 8, LOUDONVILLE, NY 12211-2614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1186 MCCLELLAN ST, SCHENECTADY, NY 12309-5628

Mortgage

Document Number	0000033309
Date	Oct 26, 2020
Instrument	202033309

Lender

Name	SEFCU MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,626.00 (+6.42%)	$127,050 (-) Land $22,000 Building $105,050	$210,383 (+30.82%) Land $36,430 Building $173,953
2023		$127,050 (-) Land $22,000 Building $105,050	$160,823 (+3.8%) Land $27,848 Building $132,975
2022		$127,050 Land $22,000 Building $105,050	$154,939 Land $26,829 Building $128,110
2021	$6,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20