Schenectady County and Schenectady City property record for 1177 McClellan St, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,786 sqft · built 1940 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Dec 2009) |
| Tax Bill | $6,857 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.78-1-15 |
| Primary APN | 421500 40.78-1-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,786 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| 2nd Floor Area | 782 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 144 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 204 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1177 MCCLELLAN ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 1 |
| Legal Lot Number | 15.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.78-1-15
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1177 MCCLELLAN ST, SCHENECTADY, NY 12309-5627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU |
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional with PMI SEFCU |
| May 25, 2017 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 2009 · Amount on Record |
| Deed Sale | Dec 16, 2009 · Amount on Record |
| Prior Sale | Aug 24, 1998 · Amount on Record |
| Deed Document Number | 200952444 |
| Deed Book / Page | 1812 / 792 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1177 MCCLELLAN ST, SCHENECTADY, NY 12309-5627 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000027965 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 202527965 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 25, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1177 MCCLELLAN ST, SCHENECTADY, NY 12309-5627 |
| Document Number | 0000025343 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1177 MCCLELLAN ST SCHENECTADY NY 123095627, SCHENECTADY, NY 12309-5627 |
| Document Number | 0000025343 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 005015/000912 |
| Instrument | 25343 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1177 MCCLELLAN ST, SCHENECTADY, NY 12309-5627 |
| Document Number | 0000024969 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1177 MCCLELLAN ST SCHENECTADY NY 123095627, SCHENECTADY, NY 12309-5627 |
| Document Number | 0000024969 |
|---|---|
| Date | Jun 06, 2017 |
| Book Page | 004764/000567 |
| Instrument | 24969 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 05, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,857.00 (+6.67%) | $150,000 (-) Land $22,500 Building $127,500 | $248,385 (+30.82%) Land $37,258 Building $211,127 |
| 2023 | $150,000 (-) Land $22,500 Building $127,500 | $189,873 (+3.8%) Land $28,481 Building $161,392 | |
| 2022 | $150,000 Land $22,500 Building $127,500 | $182,927 Land $27,439 Building $155,488 | |
| 2021 | $6,428.00 |
Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 823 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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