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  5. E 74th St

1186 E 74th St, Lynden, WA 98264 Property Records

Whatcom County property record for 1186 E 74th St, Lynden, WA 98264

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,176 sqft · built 2001
Lot Size2.01 acres (87,556 sqft)
Owner2 Owner Names on File
Last Sale$620,280 (Jul 2008)
Tax Bill$8,396 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN60243

Property Details

APN / Parcel Number

Primary APN60243
Alternative APNs
  • 400333 386169 0000
  • 135812

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,176 sqft Living Area
1st Floor Area2,073 sqft
2nd Floor Area1,103 sqft
AtticAttic
Attic Area147 sqft
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area87,556 sqft (2.01 acres)
Garage TypeAttached
Garage Area912 sqft
Parking Spaces4 Parking Spaces
PorchCovered Porch
Porch Area130 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number60243
Street Address1186 E 74TH ST
CityLYNDEN
StateWA
Zip98264-9209
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2A
Legal DescriptionLOT D RADDER SHORT PLAT AS REC BOOK 9 SHORT PLATS PG 14-EXC PTN DAF-BEG AT SE COR OF LOT D-TH N 03 DEG 11'57\ W ALG E LI OF L
Legal Range03
Legal Township40
Legal Section33
Legal SubdivisionRADDER SHORT PLAT
Legal Lot NumberD
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group1
Census Block1025
Census Tract10701

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on File
Mailing Address1186 E 74TH ST, LYNDEN, WA 98264-9209
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2008 · Amount on File
Deed SaleJul 15, 2008 · Amount on File
Prior SaleMar 26, 2001
Deed Document Number2080701569
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1186 E 74TH ST, LYNDEN, WA 98264-9209
Document Number2200902999
Instrument DateSep 14, 2020
Transaction TypeMortgage
Record UpdatedOct 5, 2020
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1186 E 74TH ST LYNDEN WA 982649209, LYNDEN, WA 98264-9209

Mortgage

Document Number2200902999
DateSep 18, 2020
Instrument902999
Lender
NameNORTHWEST PLUS CU
TypeCredit Union
AddressEVERETT, WA 98201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 17, 2035

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictLynden School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,396.00 (+13.54%)$1,039,796 (-3.88%) Land $259,942 Building $779,854$1,039,796 (-3.88%) Land $259,942 Building $779,854
2022$1,081,768 Land $326,055 Building $755,713$1,081,768 Land $326,055 Building $755,713
2021$7,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims11 (1995–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 3 claims
  • Severe Storms, High Wind, And Flooding, Nov 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.6% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSKOOKUM CHUCK WATER ASSOCIATION
private · serves 415 people · EPA ID WA5379800
Water SourceGroundwater
Last State InspectionFeb 2022
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		25 / 3
T-Mobile
Fixed Wireless		25 / 3

May also be available: Pogozone powered by Neubeam, Xfinity.

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