Whatcom County property record for 1126 E 74th St, Lynden, WA 98264
| Property Type | Orchard (Fruit, Nut) |
|---|---|
| Details | 1 bd · 1 ba · 2,842 sqft · built 2022 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $120,000 (Feb 2017) |
| Tax Bill | $3,803 (2025) |
| Deeds & Mortgages | Apr 2021 Construction Loan Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 400333-286137-0000 |
| Primary APN | 400333-286137-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 2,842 sqft Gross Area |
| 1st Floor Area | 784 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Material | Composition Shingle |
| Lot Area | 105,851 sqft (2.43 acres) |
| Garage Type | Attached |
| Garage Area | 1,682 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Patio Area | 258 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 135777 |
|---|---|
| Street Address | 1126 E 74TH ST |
| City | LYNDEN |
| State | WA |
| Zip | 98264-9209 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Orchard (Fruit, Nut) |
| Local Zoning Code | AG |
| Legal Description | S 296 FT OF LOT 1 LANKHAAR ROAD SHORT PLAT AS REC BOOK 23 SHORT PLATS PG 38 |
| Legal Range | 03 |
| Legal Township | 40 |
| Legal Section | 33 |
| Legal Subdivision | LANKHAAR ROAD SHORT PLAT |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 10701 |
Source: Whatcom County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1126 E 74TH ST, LYNDEN, WA 98264-9209 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Construction Mortgage BANNER BANK |
| Feb 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage BANNER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2017 · Amount on Record |
| Deed Sale | Feb 7, 2017 · Amount on Record |
| Deed Document Number | 2017200687 |
| Prior Transfer Date | Feb 6, 2017 |
| Prior Transfer Doc | 0000200687 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1126 E 74TH ST, LYNDEN, WA 98264-9209 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000403394 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021-0403394 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Feb 7, 2017 |
| Property Address | 1126 E 74TH ST, LYNDEN, WA 98264-9209 |
| Document Number | 2170200687 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 200687 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,141.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1908 VAN DYK RD EVERSON WA 982479730, EVERSON, WA 98247-9730 |
| Document Number | 2170200688 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 200688 |
| Name | BANNER BK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 6, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Lynden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,803.00 (+7,506%) | $543,085 (+25.02%) Land $283,539 Building $259,546 | $543,085 (-8.23%) Land $283,539 Building $259,546 |
| 2022 | $434,385 Land $132,226 Building $302,159 | $591,813 Land $289,654 Building $302,159 | |
| 2021 | $50.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 11 (1995–2025) |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SKOOKUM CHUCK WATER ASSOCIATION private · serves 415 people · EPA ID WA5379800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2022 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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