1185 Ridgemont Pl, Concord, CA 94521 Property Records

Contra Costa County property record for 1185 Ridgemont Pl, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,395 sqft · built 1981
Lot Size	0.258 acres (11,235 sqft)
Owner	Company Name on Record
Tax Bill	$5,780 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`121-210-014-1`

Property Details

APN / Parcel Number

Primary APN	`121-210-014-1`
Alternative APN	`121-210-014`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,395 sqft Living Area
Gross Area	3,076 sqft
1st Floor Area	1,427 sqft
2nd Floor Area	968 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	11,235 sqft (0.258 acres)
Garage Type	Attached
Garage Area	681 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1185 RIDGEMONT PL
City	CONCORD
State	CA
Zip	94521-4831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	T04886 L0035 B
Legal Subdivision	DAVIS RDG SUB 4886
Legal Tract	04886
Legal Lot Number	35
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	355309

Owner

Source: Contra Costa County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1185 RIDGEMONT PL, CONCORD, CA 94521-4831
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 18, 2021	Intrafamily Transfer, Transfer
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Feb 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 5, 2021
Transfer Doc	0000082988
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1185 RIDGEMONT PL, CONCORD, CA 94521-4831
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 RIDGEMONT PL, CONCORD, CA 94521-4831

Mortgage

Document Number	0000053674
Date	Feb 22, 2021
Instrument	2021-053674

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 18, 2021
Property Address	1185 RIDGEMONT PL, CONCORD, CA 94521-4831
Document Number	0000082988
Map Reference	MB 207 PG 48-55
Instrument Date	Feb 5, 2021
Instrument	2021-082988
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1185 RIDGEMONT PL, CONCORD, CA 94521-4831

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1185 RIDGEMONT PL, CONCORD, CA 94521-4831
Document Number	0000082926
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1185 RIDGEMONT PL CONCORD CA 945214831, CONCORD, CA 94521-4831

Mortgage

Document Number	0000082926
Date	May 1, 2020
Instrument	82926

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1185 RIDGEMONT PL, CONCORD, CA 94521-4831
Document Number	0000024938
Instrument Date	Feb 2, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1185 RIDGEMONT PL CONCORD CA 945214831, CONCORD, CA 94521-4831

Mortgage

Document Number	0000024938
Date	Feb 8, 2017
Instrument	24938

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$448,034 (+2%) Land $127,630 Building $320,404
2025	$5,780.00 (+4.94%) Homeowner's exemption	$439,250 (+4.04%) Land $125,128 Building $314,122
2023	$5,508.00 (+1.57%) Homeowner's exemption	$422,195 Land $120,270 Building $301,925
2022	$5,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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