1180 Ridgemont Pl, Concord, CA 94521 Property Records

Contra Costa County property record for 1180 Ridgemont Pl, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,897 sqft · built 1980
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,125,000 (Apr 2021)
Tax Bill	$14,448 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`121-210-006-7`

Property Details

APN / Parcel Number

Primary APN	`121-210-006-7`
Alternative APN	`121-210-006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,897 sqft Living Area
1st Floor Area	1,761 sqft
2nd Floor Area	1,136 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Lot Area	13,500 sqft (0.31 acres)
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1180 RIDGEMONT PL
City	CONCORD
State	CA
Zip	94521-4831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	T04886 L0027 B
Legal Subdivision	DAVIS RDG
Legal Tract	04886
Legal Lot Number	27
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1005
Census Tract	355309

Owner

1180 Ridgemont Pl is owned and occupied by two individuals who bought it in April 2021.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1180 RIDGEMONT PL, CONCORD, CA 94521-4831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage METROPOLITAN HOME MORTGAGE INC
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CU
Apr 6, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Sep 2, 2009 · Amount on File
Deed Document Number	2021103272
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1180 RIDGEMONT PL, CONCORD, CA 94521-4831
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056034
Date	Mar 24, 2020
Instrument	2020-056034

Lender

Name	METROPOLITAN HOME MORTGAGE INC
Type	Mortgage Company
Address	SANTA ANA, CA 92799

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1180 RIDGEMONT PL, CONCORD, CA 94521-4831
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 RIDGEMONT PL, CONCORD, CA 94521-4831

Mortgage

Document Number	0000162510
Date	Jun 3, 2021
Instrument	2021-162510

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	LOS ANGELES, CA 90025

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 6, 2021
Property Address	1180 RIDGEMONT PL, CONCORD, CA 94521-4831
Document Number	0000103272
Map Reference	MB 207 PG 48-55
Instrument Date	Apr 2, 2021
Instrument	2021-103272
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1180 RIDGEMONT PL, CONCORD, CA 94521-4831

Mortgage

Document Number	0000103273
Date	Apr 6, 2021
Instrument	2021-103273

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1180 Ridgemont Pl was $14,448.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,242,090 (+2%) Land $690,050 Building $552,040
2025	$14,448.00	$1,217,736 Land $676,520 Building $541,216
2023	$13,862.00 (+1.13%)	$1,170,450 Land $650,250 Building $520,200
2022	$13,707.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1180 Ridgemont Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1180 Ridgemont Pl is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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