Union County property record for 1185 McFall Rd, Morganfield, KY 42437
| Property Type | Single Family Home |
|---|---|
| Details | 832 sqft · built 2016 |
| Lot Size | 2.18 acres (94,961 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,328 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-01-01 |
| Primary APN | 51-01-01 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 832 sqft Adjusted Area |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Metal |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 94,961 sqft (2.18 acres) |
| Shed | 1 Shed |
| Shed Area | 2,000 sqft |
| Street Address | 1185 MCFALL RD |
|---|---|
| City | MORGANFIELD |
| State | KY |
| Zip | 42437-6541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1185 MCFALL RD |
| Jurisdiction | UNION KY |
| Township / Civil Division | STURGIS |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 950300 |
Source: Union County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1185 MCFALL RD, MORGANFIELD, KY 42437-6541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2017 | Deed of Trust, Mortgage · VA Mortgage FIFTH THIRD MORTGAGE CO |
| Sep 4, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance STERLING UNITED FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000364222 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 1185 MCFALL RD, MORGANFIELD, KY 42437-6541 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0427/0555 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 0427/0555 |
| Instrument | 2017-00000529 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45227 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION KY |
| Property Address | 1185 MCFALL RD, MORGANFIELD, KY 42437-6541 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 452/387 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 452/387 |
| Name | STERLING UNITED FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2040 |
Source: Union County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Union County |
| Unified School District | Union County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,328.00 (-0.47%) | $226,280 (-) Land $10,000 Building $216,280 | $226,280 (-) Land $10,000 Building $216,280 |
| 2023 | $2,339.00 | $226,280 Land $10,000 Building $216,280 | $226,280 Land $10,000 Building $216,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Aug 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER DISTRICT serves 6,117 people · EPA ID KY1130433 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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