1055 McFall Rd, Morganfield, KY 42437 Property Records

Union County property record for 1055 McFall Rd, Morganfield, KY 42437

Property Summary

Property Type	Single Family Home
Details	527 sqft · built 2008
Lot Size	24 acres (1,045,440 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Oct 2007)
Tax Bill	$2,418 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-03-07`

Property Details

APN / Parcel Number

Primary APN	`51-03-07`

Interior

Stories	1 Story
Building Area	527 sqft Adjusted Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,045,440 sqft (24 acres)
Garage Area	527 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Location & Zoning

Street Address	1055 MCFALL RD
City	MORGANFIELD
State	KY
Zip	42437-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1055 MCFALL RD
Legal Subdivision	TRACT 7
Jurisdiction	UNION KY
Township / Civil Division	STURGIS
Census Block Group	1
Census Block	1046
Census Tract	950300

Owner

Source: Union County records, as of November 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1055 MCFALL RD, MORGANFIELD, KY 42437-6540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage STERLING UNITED FCU
Sep 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STERLING UNITED FCU
Mar 1, 2018	Deed of Trust, Mortgage STEARNS LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2007 · Amount on Record
Deed Sale	Oct 22, 2007 · Amount on Record
Deed Document Number	2007741
Deed Book / Page	329 / 293
Prior Transfer Date	Oct 15, 2007
Prior Transfer Doc	0329/0293
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION KY
Property Address	1055 MCFALL RD, MORGANFIELD, KY 42437-6540
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M479/475
Date	Jul 3, 2023
Book Page	M479/475

Lender

Name	STERLING UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	178 Months
Due	May 15, 2038

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION KY
Property Address	1055 MCFALL RD, MORGANFIELD, KY 42437-6540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	453/20
Date	Sep 28, 2020
Book Page	453/20

Lender

Name	STERLING UNITED FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION KY
Property Address	1055 MCFALL RD, MORGANFIELD, KY 42437-6540
Transaction Type	Mortgage
Record Updated	Mar 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000433/0000000263
Date	Mar 1, 2018
Book Page	0000000433/0000000263
Instrument	001472370013

Lender

Name	STEARNS LENDING

Agreement

Amount	Amount Recorded
Term	178 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Union County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,418.00 (-0.45%)	$229,938 (-) Land $9,408 Building $220,530	$341,980 (-) Land $121,450 Building $220,530
2023	$2,429.00	$229,938 Land $9,408 Building $220,530	$341,980 Land $121,450 Building $220,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Aug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER DISTRICT serves 6,117 people · EPA ID KY1130433
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2026 Haloacetic acids resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

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