1185 Masterpiece Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1185 Masterpiece Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,415 sqft · built 1991
Lot Size	0.214 acres (9,317 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,177,000 (Oct 2025)
Tax Bill	$8,320 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`161-680-15-00`

Property Details

APN / Parcel Number

Primary APN	`161-680-15-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,415 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	9,317 sqft (0.214 acres)
View / Lot	Good
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1185 MASTERPIECE DR
City	OCEANSIDE
State	CA
Zip	92057-7805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 71 TR 012420
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012420
Legal Block	2
Legal Lot Number	71
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	18524

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1185 MASTERPIECE DR, OCEANSIDE, CA 92057-7805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Feb 25, 2022	Grant Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 3, 2019	Grant Deed, Transfer · Conventional Mortgage SAN DIEGO FUNDING
Jul 24, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 28, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Oct 3, 2019 · Amount on Record
Deed Document Number	2025291678
Prior Transfer Date	Mar 11, 2020
Prior Transfer Doc	0000146603
Record Updated	Sep 20, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2025
Property Address	1185 MASTERPIECE DR, OCEANSIDE, CA 92057-7805
Document Number	0000291678
Map Reference	MAP 12420
Instrument Date	Oct 3, 2025
Instrument	2025-0291678
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1185 MASTERPIECE DR, OCEANSIDE, CA 92057-7805

Mortgage

Document Number	0000291679
Date	Oct 17, 2025
Instrument	2025-0291679

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 25, 2022
Property Address	1185 MASTERPIECE DR, OCEANSIDE, CA 92057-7805
Document Number	0000086427
Map Reference	MAP 12420
Instrument Date	Jan 20, 2022
Instrument	2022-0086427
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 MASTERPIECE DR, OCEANSIDE, CA 92057-7805

Mortgage

Document Number	0000086428
Date	Feb 25, 2022
Instrument	2022-0086428

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Feb 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2020
Property Address	1185 MASTERPIECE DR, OCEANSIDE, CA 92057-7805
Document Number	0000146603
Instrument Date	Mar 11, 2020
Instrument	146603
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1185 MASTERPIECE DR OCEANSIDE CA 920577805, OCEANSIDE, CA 92057-7805

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2020
Property Address	1185 MASTERPIECE DR, OCEANSIDE, CA 92057-7805
Document Number	0000146604
Instrument Date	Mar 11, 2020
Instrument	146604
Transaction Type	Transfer
Record Updated	Apr 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15 SCHUBERT CT #75 IRVINE CA 926174037, 75, IRVINE, CA 92617-4037

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 3, 2019
Property Address	1185 MASTERPIECE DR, OCEANSIDE, CA 92057-7805
Document Number	0000441865
Map Reference	MAP 12420
Instrument Date	Aug 27, 2019
Instrument	2019-0441865
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 SCHUBERT CT, IRVINE, CA 92617-4037

Mortgage

Document Number	0000441866
Date	Oct 3, 2019
Instrument	2019-0441866

Lender

Name	SAN DIEGO FUNDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2018
Property Address	1185 MASTERPIECE DR, OCEANSIDE, CA 92057-7805
Document Number	0000301019
Instrument Date	Jun 28, 2018
Instrument	301019
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 130490 CARLSBAD CA 920130490, CARLSBAD, CA 92013-0490

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 28, 2018
Property Address	1185 MASTERPIECE DR, OCEANSIDE, CA 92057-7805
Document Number	0000123769
Instrument Date	Mar 19, 2018
Instrument	123769
Transaction Type	Transfer
Record Updated	Apr 3, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 MASTERPIECE DR OCEANSIDE CA 920577805, OCEANSIDE, CA 92057-7805

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,177,000 (+57.34%) Land $870,000 Building $307,000
2025	$8,320.00 (+5.14%) Homeowner's exemption	$748,050 (+4.04%) Land $261,808 Building $486,242
2023	$7,913.00 (+0.55%) Homeowner's exemption	$719,004 Land $251,643 Building $467,361
2022	$7,870.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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