1182 Masterpiece Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1182 Masterpiece Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,704 sqft · built 1991
Lot Size	0.197 acres (8,603 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Oct 2020)
Tax Bill	$9,341 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161-680-07-00`

Property Details

APN / Parcel Number

Primary APN	`161-680-07-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,704 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	8,603 sqft (0.197 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1182 MASTERPIECE DR
City	OCEANSIDE
State	CA
Zip	92057-7804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-1 (Res)
Legal Description	LOT 7 TR 012420
Legal Subdivision	RANCHO DEL ORO INDUST PARK
Legal Tract	012420
Legal Block	2
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2006
Census Tract	18524

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1182 MASTERPIECE DR, OCEANSIDE, CA 92057-7804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC
Oct 1, 2020	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 14, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Jun 14, 2017	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Jun 14, 2017 · Amount on Record
Deed Document Number	2020591148
Prior Transfer Date	Aug 3, 2004
Prior Transfer Doc	0000747233
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1182 MASTERPIECE DR, OCEANSIDE, CA 92057-7804
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000091932
Date	Feb 24, 2020
Instrument	2020-0091932

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 1, 2020
Property Address	1182 MASTERPIECE DR, OCEANSIDE, CA 92057-7804
Document Number	0000591148
Map Reference	MAP 12420
Instrument Date	Aug 23, 2020
Instrument	2020-0591148
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1182 MASTERPIECE DR, OCEANSIDE, CA 92057-7804

Mortgage

Document Number	0000591149
Date	Oct 1, 2020
Instrument	2020-0591149

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2017
Property Address	1182 MASTERPIECE DR, OCEANSIDE, CA 92057-7804
Document Number	0000267377
Instrument Date	May 17, 2017
Instrument	267377
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HIDDEN VALLEY RD ROLLING HILLS ESTATES CA 902741519, ROLLING HILLS ESTATES, CA 90274-1519

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2017
Property Address	1182 MASTERPIECE DR, OCEANSIDE, CA 92057-7804
Document Number	0000267378
Map Reference	MAP12420
Instrument Date	May 10, 2017
Instrument	2017-0267378
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1182 MASTERPIECE DR, OCEANSIDE, CA 92057-7804

Mortgage

Document Number	0000267379
Date	Jun 14, 2017
Instrument	2017-0267379

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$855,660 (+2%) Land $427,830 Building $427,830
2025	$9,341.00 (+5.22%) Homeowner's exemption	$838,884 (+4.04%) Land $419,442 Building $419,442
2023	$8,878.00 (+1.54%) Homeowner's exemption	$806,310 Land $403,155 Building $403,155
2022	$8,743.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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