11849 Cave Run Ave, Windermere, FL 34786 Property Records

Orange County property record for 11849 Cave Run Ave, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,132 sqft · built 2014
Lot Size	0.139 acres (6,063 sqft)
Owner	Company Name on Record
Last Sale	$740,000 (Jan 2026)
Tax Bill	$10,464 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-23-27-9159-01-130`

Property Details

APN / Parcel Number

Primary APN	`36-23-27-9159-01-130`
Alternative APNs	`272336915901130` `158723` `159994` `162411`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,132 sqft Living Area
Gross Area	4,506 sqft
1st Floor Area	1,535 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,063 sqft (0.139 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	581 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11849 CAVE RUN AVE
City	WINDERMERE
State	FL
Zip	34786-9473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WINDERMERE TRAILS PHASE 1C 80/15 LOT 113
Legal Range	27E
Legal Township	23S
Legal Section	36
Legal Subdivision	WINDERMERE TRAILS PH 1C
Legal Phase	1C
Legal Tract	9159
Legal Block	1
Legal Lot Number	113
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3057
Census Tract	17112

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5728 MAJOR BLVD, 530, ORLANDO, FL 32819-7962
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Warranty Deed, Transfer · Conventional Mortgage BANCO DO BRASIL AMERICAS
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2026 · Amount on Record
Deed Sale	Jan 9, 2026 · Amount on Record
Prior Sale	Jan 27, 2023 · Amount on Record
Deed Document Number	202617038
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 9, 2026
Property Address	11849 CAVE RUN AVE, WINDERMERE, FL 34786-9473
Document Number	0000017038
Map Reference	MB 80 PG 15-19
Instrument Date	Jan 2, 2026
Instrument	20260017038
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	EXPRESS TITLE, EXPRESS TITLE & CLOSING SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11349 CITRA CIR APT 306, 306, WINDERMERE, FL 34786-5953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5728 MAJOR BLVD STE 530, 530, ORLANDO, FL 32819-7962

Mortgage

Document Number	0000017039
Date	Jan 9, 2026
Instrument	20260017039

Lender

Name	BANCO DO BRASIL AMERICAS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	6.12%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 27, 2023
Property Address	11849 CAVE RUN AVE, WINDERMERE, FL 34786-9473
Document Number	0000049183
Map Reference	MB 80 PG 15-18
Instrument Date	Jan 25, 2023
Instrument	20230049183
Transaction Type	Transfer
Record Updated	Feb 20, 2023
Title Company	EXPRESS TITLE, EXPRESS TTL & CLOSING SVCS L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,893.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	AV MANDACARU 2071 CASA 49, 49, COCHITI LAKE, NM 87083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11849 CAVE RUN AVE, WINDERMERE, FL 34786-9473

Mortgage

Document Number	0000049184
Date	Jan 27, 2023
Instrument	20230049184

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,550 (-0.09%) Land $120,000 Building $530,550	$650,550 (-1.22%) Land $120,000 Building $530,550
2025	$10,464.00 (+4%) Homeowner's exemption	$651,154 (+10.56%)	$658,580 (+11.82%) Land $120,000 Building $538,580
2024	$10,062.00 (+4.89%)
2023	$9,593.00 (+28.08%)	$588,981 (+20.71%) Land $115,000 Building $473,981	$588,981 (+20.71%) Land $115,000 Building $473,981
2022	$7,490.00	$487,914 Land $90,000 Building $397,914	$487,914 Land $90,000 Building $397,914

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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