Lake County property record for 11844 Rippling Waters Rd, Bigfork, MT 59911
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,182 sqft · built 1984 |
| Lot Size | 3.24 acres (141,480 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,296 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1515470 |
| Primary APN | R1515470 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,182 sqft Living Area |
| 1st Floor Area | 2,094 sqft |
| Attic | Attic |
| Attic Area | 88 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 141,480 sqft (3.24 acres) |
| Lot Dimensions | 655 ft deep x 216 ft wide |
| View / Lot | Mountain |
| Garage Type | Detached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 93 sqft |
| Deck Area | 136 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Account Number | 0000013055 |
|---|---|
| Street Address | 11844 RIPPLING WATERS RD |
| City | BIGFORK |
| State | MT |
| Zip | 59911-5811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIPPLING WATERS, S11, T26 N, R19 W, LOT 025, ACRES 3.25, TR A AMEND PLAT |
| Legal Range | 19W |
| Legal Township | 26N |
| Legal Section | 11 |
| Legal Subdivision | RIPPLING WATERS |
| Legal Lot Number | 25 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | WOODS BAY-ROLLINS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 100 |
11844 Rippling Waters Rd is owner-occupied and held in a trust since June 2022.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 11844 RIPPLING WATERS RD, BIGFORK, MT 59911-5811 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 8, 2022 |
| Transfer Doc | 0000598688 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 11844 Rippling Waters Rd was $4,296, down 15.4% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,296.00 (-15.38%) | $1,315,500 (-) | |
| 2025 | $5,077.00 | $1,315,500 | $1,315,500 Land $910,000 Building $405,500 |
| 2023 | $3,990.00 | $722,500 | $722,500 Land $308,000 Building $414,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11844 Rippling Waters Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11844 Rippling Waters Rd is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 59% of Montana |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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