1184 Griffith Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 1184 Griffith Rd, Lake Forest, IL 60045

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,331 sqft · built 1908
Lot Size0.19 acres (8,285 sqft)
Owner2 Individual Names on File
Last Sale$430,000 (Dec 2018)
Tax Bill$10,232 (2024)
Deeds & MortgagesJan 2026 Line of Credit
Jul 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN12-28-302-011

Property Details

APN / Parcel Number

Primary APN12-28-302-011

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,331 sqft Living Area
Gross Area2,315 sqft
1st Floor Area832 sqft
Upper Floors Area499 sqft
Basement Area832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,285 sqft (0.19 acres)
Garage TypeDetached
Garage Area533 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area180 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water

Location & Zoning

Street Address1184 GRIFFITH RD
CityLAKE FOREST
StateIL
Zip60045-1321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionROSE TERRACE SUBDN. LOT 49
Legal SubdivisionROSE TERRACE SUBDN.
Legal Lot Number49
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group3
Census Block3003
Census Tract863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lake Forest Historic District
listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1184 Griffith Rd is owned and occupied by two individuals who bought it in December 2018.

Source: Lake County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address1184 GRIFFITH RD, LAKE FOREST, IL 60045-1321
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 15, 2026Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Jul 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP
Dec 11, 2018Warranty Deed, Transfer · Conventional Mortgage
DIAMOND RESIDENTIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2018 · Amount on File
Deed SaleDec 11, 2018 · Amount on File
Prior SaleJun 30, 2014 · Amount on File
Deed Document Number20187531080
Prior Transfer DateAug 18, 1993
Prior Transfer Doc0003393665
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address1184 GRIFFITH RD, LAKE FOREST, IL 60045-1321
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4394 GRIFFITH RD, LAKE FOREST, IL 60045

Mortgage

Document Number0008144790
DateJan 15, 2026
Instrument8144790
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueDec 19, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address1184 GRIFFITH RD, LAKE FOREST, IL 60045-1321
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007572998
DateJul 1, 2019
Instrument7572998
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
AddressLAKE FOREST, IL 60045
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2049
Interest
Rate TypeFixed Rate
Rate4%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IL
Recording DateDec 11, 2018
Property Address1184 GRIFFITH RD, LAKE FOREST, IL 60045-1321
Document Number0007531080
Map ReferenceDOC147486
Instrument DateDec 3, 2018
Instrument7531080
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyFORT DEARBORN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$430.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1184 GRIFFITH RD, LAKE FOREST, IL 60045-1321

Mortgage

Document Number0007531081
DateDec 11, 2018
Instrument7531081
Lender
NameDIAMOND RESIDENTIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2049
Interest
Rate TypeFixed Rate
Rate5.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Forest City
Elementary School DistrictLake Forest School District 67 (PK - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$185,896 Land $98,599 Building $87,297$557,744 Land $295,827 Building $261,917
2024$10,232.00 (+20.19%)
2023$8,513.00 (+2.89%)$157,245 (+6.98%) Land $83,403 Building $73,842$471,782 (+6.98%) Land $250,234 Building $221,548
2022$8,274.00$146,992 Land $77,965 Building $69,027$441,020 Land $233,918 Building $207,102

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1184 Griffith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1184 Griffith Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE FOREST
serves 19,642 people · EPA ID IL0970800
Water SourceSurface water
Last State InspectionOct 2025
Lead21 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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