1184 Granite Ct, Merced, CA 95340 Property Records

Merced County property record for 1184 Granite Ct, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,947 sqft · built 1990
Lot Size	0.185 acres (8,053 sqft)
Owner	Company Name on Record
Tax Bill	$3,256 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`006-373-032-000`

Property Details

APN / Parcel Number

Primary APN	`006-373-032-000`
Alternative APN	`006-373-032`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,947 sqft Living Area
Gross Area	2,299 sqft
1st Floor Area	1,947 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Other
Lot Area	8,053 sqft (0.185 acres)
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	49 sqft
Patio Area	49 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006-373-032
Street Address	1184 GRANITE CT
City	MERCED
State	CA
Zip	95340-0675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	OAKMONT VILL LOT 21
Legal Subdivision	OAKMONT VILLAGE
Legal Lot Number	21
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4005
Census Tract	1101

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1184 GRANITE CT, MERCED, CA 95340-0675
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2016
Deed Sale	Nov 18, 2016
Prior Sale	Apr 21, 2011 · Amount on Record
Deed Document Number	201640693
Prior Transfer Date	Nov 4, 2016
Prior Transfer Doc	0000040693
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1184 GRANITE CT, MERCED, CA 95340-0675
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1184 GRANITE CT, MERCED, CA 95340-0675

Mortgage

Document Number	0000008362
Date	Feb 23, 2021
Instrument	2021008362

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	MERCED, CA 95340

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Apr 6, 2020
Property Address	1184 GRANITE CT, MERCED, CA 95340-0675
Document Number	0000011447
Instrument Date	Feb 26, 2020
Instrument	11447
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1184 GRANITE CT MERCED CA 953400675, MERCED, CA 95340-0675

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$296,629 (+2%) Land $14,366 Building $282,263
2025	$3,256.00 (+7.25%)	$290,814 (+4.04%) Land $14,085 Building $276,729
2023	$3,036.00 (+1.34%)	$279,523 Land $13,539 Building $265,984
2022	$2,996.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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