1145 Granite Ct, Merced, CA 95340 Property Records

Merced County property record for 1145 Granite Ct, Merced, CA 95340

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,014 sqft · built 1988
Lot Size	0.167 acres (7,283 sqft)
Owner	Company Name on Record
Last Sale	$225,000 (Jun 2010)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jun 2022 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`006-373-042-000`

Property Details

APN / Parcel Number

Primary APN	`006-373-042-000`
Alternative APN	`006-373-042`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,014 sqft Living Area
Gross Area	2,438 sqft
1st Floor Area	2,014 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Other
Lot Area	7,283 sqft (0.167 acres)
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	006-373-042
Street Address	1145 GRANITE CT
City	MERCED
State	CA
Zip	95340-0675
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	OAKMONT VILL LOT 31
Legal Subdivision	OAKMONT VILLAGE
Legal Lot Number	31
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	4
Census Block	4005
Census Tract	1101

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1145 GRANITE CT, MERCED, CA 95340-0675
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 17, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FARMERS INSURANCE GROUP FCU
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 14, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2010 · Amount on Record
Deed Sale	Jun 1, 2010 · Amount on Record
Deed Document Number	201020572
Last Transfer Date	Jun 13, 2022
Transfer Doc	0000023107
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jun 17, 2022
Property Address	1145 GRANITE CT, MERCED, CA 95340-0675
Document Number	0000023107
Map Reference	VOL 33 PG 7&8
Instrument Date	Jun 13, 2022
Instrument	2022023107
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1145 GRANITE CT, MERCED, CA 95340-0675
Investor	Possibly a Property Investor

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MERCED CA
Recording Date	Jun 17, 2022
Property Address	1145 GRANITE CT, MERCED, CA 95340-0675
Document Number	0000023105
Map Reference	VOL 33 PG 7&8
Instrument Date	Jun 13, 2022
Instrument	2022023105
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1145 GRANITE CT, MERCED, CA 95340-0675

Mortgage

Document Number	0000023106
Date	Jun 17, 2022
Instrument	2022023106

Lender

Name	FARMERS INSURANCE GROUP FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2042

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1145 GRANITE CT, MERCED, CA 95340-0675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005934
Date	Feb 20, 2020
Instrument	2020005934

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1145 GRANITE CT, MERCED, CA 95340-0675
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1145 GRANITE CT, MERCED, CA 95340-0675

Mortgage

Document Number	0000048200
Date	Dec 15, 2020
Instrument	2020048200

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Mar 14, 2017
Property Address	1145 GRANITE CT, MERCED, CA 95340-0675
Document Number	0000008327
Instrument Date	Mar 10, 2017
Instrument	8327
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1145 GRANITE CT MERCED CA 953400675, MERCED, CA 95340-0675

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Mar 14, 2017
Property Address	1145 GRANITE CT, MERCED, CA 95340-0675
Document Number	0000008326
Instrument Date	Mar 10, 2017
Instrument	8326
Transaction Type	Transfer
Record Updated	Apr 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1145 GRANITE CT MERCED CA 953400675, MERCED, CA 95340-0675

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$296,227 (+2%) Land $14,474 Building $281,753
2025	$3,174.00 (+5.8%) Homeowner's exemption	$290,420 (+4.04%) Land $14,191 Building $276,229
2024	$3,000.00 (+1.45%)
2023	$2,957.00 (+1.37%) Homeowner's exemption	$279,144 Land $13,641 Building $265,503
2022	$2,917.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 631 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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