Charles County property record for 1184 Bannister Cir, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,506 sqft · built 1977 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,800 (Jul 2025) |
| Tax Bill | $3,701 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-065457 |
| Primary APN | 06-065457 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,506 sqft Living Area |
| 1st Floor Area | 1,002 sqft |
| Utility Area | 48 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 065457 |
|---|---|
| Street Address | 1184 BANNISTER CIR |
| City | WALDORF |
| State | MD |
| Zip | 20602-1763 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-3 B-83 S-VII BANNISTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 83 |
| Legal Lot Number | 3 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850906 |
1184 Bannister Cir is owned by an individual who bought it in July 2025.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5010 RAVENSWORTH RD, ANNANDALE, VA 22003-5554 |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC |
| Nov 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Sep 17, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage OCMBC INC |
| Mar 14, 2018 | Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on File |
| Deed Sale | Jul 8, 2025 · Amount on File |
| Prior Sale | Sep 17, 2021 |
| Deed Book / Page | 13718 / 177 |
| Prior Transfer Date | Sep 10, 2021 |
| Prior Transfer Doc | 0120740290 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1184 BANNISTER CIR, WALDORF, MD 20602-1763 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1184 BANNISTER CIR, WALDORF, MD 20602-1763 |
| Document Number | 0114100057 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 11410/57 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1184 BANNISTER CIR, WALDORF, MD 20602-1763 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0108700068 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 10870/068 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Sep 17, 2021 |
| Property Address | 1184 BANNISTER CIR, WALDORF, MD 20602-1763 |
| Document Number | 0120740290 |
| Book / Page | 12074 / 290 |
| Map Reference | MB PCM 21 FO 223 |
| Instrument Date | Sep 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2021 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1184 BANNISTER CIR, WALDORF, MD 20602-1763 |
| Document Number | 12074296 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 12074/296 |
| Name | OCMBC INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Mar 14, 2018 |
| Property Address | 1184 BANNISTER CIR, WALDORF, MD 20602-1763 |
| Document Number | 0101990072 |
| Book / Page | 10199 / 072 |
| Map Reference | MB PCM21 FO223 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1184 BANNISTER CIR, WALDORF, MD 20602-1763 |
| Document Number | 0001019977 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 10199/77 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2048 |
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,633 (+2.03%) | $337,200 (-) Land $120,000 Building $217,200 | |
| 2025 | $324,067 | $337,200 Land $120,000 Building $217,200 | |
| 2023 | $3,701.00 Homeowner's exemption | $286,100 | $317,500 Land $120,000 Building $197,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1184 Bannister Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1184 Bannister Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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